AutopayAutopay Asset Finance (Broker & Dealer)
Secured variable-rate car loan from $10,000 to $150,000 over 3 to 7 years, available through accredited brokers and dealers. Rates are personalised to your Equifax OneScore credit band and also vary by factors including vehicle age, loan-to-value ratio and residential status. Balloon payment options available.
At a glance
- Pricing
- Rates on application
- Variable
- 7.70%
- Loan size
- $10,000 to $150,000
- Monthly fee
- $12.50
Rates
Every rate Autopay publishes for this personal loan, 8 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableCredit band AA (Equifax OneScore 800-2000). Minimum variable rate for this band is 7.70% p.a. Rates within this band vary by vehicle age, loan-to-value ratio and residential status. Your actual rate… | P&I | - | - | 7.70% | - | - |
| VariableCredit band A (Equifax OneScore 650-799). Minimum variable rate for this band is 7.98% p.a. Rates within this band vary by vehicle age, loan-to-value ratio and residential status. Your actual rate is… | P&I | - | - | 7.98% | - | - |
| VariableCredit band BB (Equifax OneScore 550-649). Minimum variable rate for this band is 8.20% p.a. Rates within this band vary by vehicle age, loan-to-value ratio and residential status. Your actual rate i… | P&I | - | - | 8.20% | - | - |
| VariableCredit band B (Equifax OneScore 400-549). Minimum variable rate for this band is 8.80% p.a. Rates within this band vary by vehicle age, loan-to-value ratio and residential status. Your actual rate is… | P&I | - | - | 8.80% | - | - |
| VariableCredit band AA (Equifax OneScore 800-2000). Maximum variable rate for this band is 12.15% p.a. Rates within this band vary by vehicle age, loan-to-value ratio and residential status. Your actual rate… | P&I | - | - | 12.15% | - | - |
| VariableCredit band A (Equifax OneScore 650-799). Maximum variable rate for this band is 12.65% p.a. Rates within this band vary by vehicle age, loan-to-value ratio and residential status. Your actual rate i… | P&I | - | - | 12.65% | - | - |
| VariableCredit band BB (Equifax OneScore 550-649). Maximum variable rate for this band is 13.58% p.a. Rates within this band vary by vehicle age, loan-to-value ratio and residential status. Your actual rate… | P&I | - | - | 13.58% | - | - |
| VariableCredit band B (Equifax OneScore 400-549). Maximum variable rate for this band is 15.65% p.a. Rates within this band vary by vehicle age, loan-to-value ratio and residential status. Your actual rate i… | P&I | - | - | 15.65% | - | - |
Fees
3 fees published, grouped by when they're charged.
- When you take it outVaries2 fees, each listed below
- While you hold it$12.50 a monthMonthly account fee
- When you close it or pay it offNo fee published
When you take it out2
- Broker/Dealer fee
A broker or dealer fee may be added to your loan amount. The fee is determined by your broker or dealer. Ask your broker or dealer for details before applying.
Varies - Establishment fee
Establishment fee ranges from $350 to $600. The exact amount is determined at the time of application. Ask your broker or dealer for details.
$350 to $600
While you hold it1
- Monthly account fee
Account-keeping fee of $12.50 charged monthly. No early repayment or exit fee applies.
$12.50 a month
Features
- Balloon payment options are available, reducing regular repayments with a lump sum due at the end of the term.
Eligibility and limits
- Minimum age 18
- Residency: Australian citizen or permanent resident
- Employment: Must be currently employed
- Minimum income $30,000
- Available to individuals
- Amount $10,000 to $150,000
- Applications for this product are accepted through accredited brokers and dealers only.
- The financed vehicle must meet Autopay's eligibility criteria.
- Loan terms from 3 years (P3Y) to 7 years (P7Y). The loan is secured against the financed vehicle.
Compare it with others
Put this product through a calculator
Published by MoneyMe under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.