MoneyMeMoneyMe Personal Loan (Broker)
Unsecured variable-rate personal loan from $5,000 to $70,000 over 3 to 7 years, available through accredited brokers. Rates are personalised to your Equifax OneScore credit band, residential status and customer type.
At a glance
- Pricing
- Rates on application
- Variable
- 9.23%
- Loan size
- $5,000 to $70,000
- Upfront fee
- $395
- Monthly fee
- $10
Rates
Every rate MoneyMe publishes for this personal loan, 10 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableCredit band A1+ (Equifax OneScore 950-2000). Minimum variable rate for this band is 9.23% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at a… | P&I | - | - | 9.23% | - | - |
| VariableCredit band A1 (Equifax OneScore 800-949). Minimum variable rate for this band is 9.91% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at app… | P&I | - | - | 9.91% | - | - |
| VariableCredit band A1+ (Equifax OneScore 950-2000). Maximum variable rate for this band is 11.83% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at… | P&I | - | - | 11.83% | - | - |
| VariableCredit band A2 (Equifax OneScore 650-799). Minimum variable rate for this band is 12.07% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at ap… | P&I | - | - | 12.07% | - | - |
| VariableCredit band A3 (Equifax OneScore 550-649). Minimum variable rate for this band is 14.45% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at ap… | P&I | - | - | 14.45% | - | - |
| VariableCredit band A1 (Equifax OneScore 800-949). Maximum variable rate for this band is 14.63% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at ap… | P&I | - | - | 14.63% | - | - |
| VariableCredit band A4 (Equifax OneScore 450-549). Minimum variable rate for this band is 17.02% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at ap… | P&I | - | - | 17.02% | - | - |
| VariableCredit band A2 (Equifax OneScore 650-799). Maximum variable rate for this band is 18.60% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at ap… | P&I | - | - | 18.60% | - | - |
| VariableCredit band A3 (Equifax OneScore 550-649). Maximum variable rate for this band is 21.10% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at ap… | P&I | - | - | 21.10% | - | - |
| VariableCredit band A4 (Equifax OneScore 450-549). Maximum variable rate for this band is 24.80% p.a. Rates within this band vary by residential status and customer type. Your actual rate is determined at ap… | P&I | - | - | 24.80% | - | - |
Fees
5 fees published, grouped by when they're charged.
- When you take it outUp to $7954 fees, each listed below
- While you hold it$10 a monthMonthly account fee
- When you close it or pay it offNo fee published
When you take it out4
- Broker fee
A broker fee may be charged. The fee is variable, set by your broker, and added to the loan amount. Ask your broker for details before applying.
Varies - Establishment fee (loans $15,000-$29,999)
One-off establishment fee of $595 for loan amounts from $15,000 to $29,999.
$595 - Establishment fee (loans $30,000-$70,000)
One-off establishment fee of $795 for loan amounts from $30,000 to $70,000.
$795 - Establishment fee (loans $5,000-$14,999)
One-off establishment fee of $395 for loan amounts from $5,000 to $14,999.
$395
While you hold it1
- Monthly account fee
Account-keeping fee of $10 charged monthly. No early repayment or exit fee applies.
$10 a month
Features
Eligibility and limits
- Minimum age 18
- Residency: Australian citizen or permanent resident
- Employment: Must be currently employed
- Minimum income $30,000
- Available to individuals
- Amount $5,000 to $70,000
- Applications for this product are accepted through accredited brokers only.
- Loan terms from 3 years (P3Y) to 7 years (P7Y).
Compare it with others
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Published by MoneyMe under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.