The Finance Algorithm
NAB

NAB Car Loan

Buy a car with your NAB Car Loan. Apply in minutes with same-day pre-approval and funds within one business day of us agreeing the loan

Personal loansBank updated 21 Aug 2026
At a glance
Fixed
5.99% · 7.55% comparison
Loan size
$10,000 to $100,000
Upfront fee
$350
Monthly fee
$15
§ 01 — Rates · 4
TypeApplies toTermBandRateComparisonConditions
FixedThe rate displayed is the minimum rate for the product NAB Car Loan for all-electric and plug-in hybrid cars. For information on the range of rates, please visit our NAB Car Loan product page.P&I7 yrs fixed5.99%7.55%NAB Staff members, EV Cars
FixedThe rate displayed is the minimum rate for the product NAB Car Loan. For information on the range of rates, please visit our NAB Car Loan product page.P&I7 yrs fixed6.74%8.29%NAB Staff members, EV Cars
FixedThe rate displayed is the maximum rate for the product NAB Car Loan for all-electric and plug-in hybrid cars. For information on the range of rates, please visit our NAB Car Loan product page.P&I7 yrs fixed12.79%14.29%NAB Staff members, EV Cars
FixedThe rate displayed is the maximum rate for the product NAB Car Loan. For information on the range of rates, please visit our NAB Car Loan product page.P&I7 yrs fixed13.54%15.03%NAB Staff members, EV Cars
§ 02 — Fees · 3
FeeTypeAmountWhenNotes
Late Payment FeeLate payment$7
Monthly FeePeriodic$15Every 1 mo
Application FeeUpfront$350Electronic Vehicle (EV) Discount
§ 03 — Features
Extra repaymentsCar Insurance
§ 04 — Eligibility & limits
  • · Minimum age 21
  • · Residency: An Australian or New Zealand citizen, an Australian Permanent Resident
  • · Available to individuals
  • · Amount $10,000 to $100,000
  • · Lending criteria apply
  • · AU/NZ Citizenship, PR Status,…

Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right, last changed by them on 21 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.