NORTHERN INLAND CREDIT UNION LTD.
Green Loan
Make sustainable upgrades sooner with our award-winning Green Loan - a fixed rate, unsecured loan for eligible home improvements to your principal residence.
Personal loansBank updated 19 June 2026
At a glance
- Fixed
- 6.49% · 6.49% comparison
- Loan size
- $5,000 to $25,000
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedComparison Rate is calculated on a loan amount of $30,000 over a term of 5 years. These rates are for unsecured loans only. WARNING: This comparison rate is true only for the example given and may no… | P&I | 1 yr fixed | — | 6.49% | 6.49% | — |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| LATE_REPAYMENT_FEE | Event | $15 | — | — |
| PREPAYMENT_FEE_-_UNSECURED_LOANS | Event | $25 | — | Payable when you pay out the contract early. Waived if you refinance with us or paid out with savings. |
| STAFF_TRANSFER | Event | $10 | — | — |
§ 03 — Features
RedrawDigital banking
- · Unsecured personal loan
- · No restriction on amount of additional payments you make
- · Make weekly, fortnightly or monthly repayments
- · 1 to 5 year loan terms available
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: AU
- · Available to individuals
- · Amount $5,000 to $25,000
- · Credit criteria and eligibility applies to all applicants. Terms and Conditions are available on application.
- · Are interested in green renovations or improvements to property
§ 05 — Compare
§ 06 — Run the numbers
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Published by Northern Inland Credit Union Limited under the Consumer Data Right, last changed by them on 19 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.