The Finance Algorithm
Queensland Country Bank logoQueensland Country Bank

Personal Loan-Green Car Loan

Our Green Car Loan allows you to purchase any new or demonstrator Electric or Plug-In Hybrid Vehicle with an emissions intensity that does not exceed 120g of CO2 emissions per km (g/km)

Personal loansBank updated 15 Oct 2026

At a glance

Variable
6.24%6.53% comparison
Upfront fee
$150

Rates

The one rate Queensland Country Bank publishes for this personal loan.

TypeApplies toTermBandRateComparisonConditions
VariableComparison Rate calculated on a secured loan of $30,000 over a 5 year term based on monthly repayments.P&I--6.24%6.53%-

Rate changes

One change logged, newest first.

DateRateWasNowChange
15 Oct 2026Variable, P&I5.99%6.24%up 0.25

Each change is logged the night it appears in the rates Queensland Country Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

9 fees published, grouped by when they're charged.

  1. When you take it out$150Personal Establishment Fee
  2. While you hold itNo feeMonthly Loan Maintenance Fee
  3. When you close it or pay it offNo fee published

When you take it out1

  • Personal Establishment Fee

    Ultimate Home Loan Package

    $150

While you hold it1

  • Monthly Loan Maintenance Fee

    No Loan Maintenance fee

    No fee

When you make a transaction1

  • Redraw Fee
    No fee

When particular things happen4

  • Arrears Letter Fee - Default Notice prior to Enforcement
    $70
  • Arrears Letter Fee - Second Arrears Letter
    $40
  • In Branch Redraw Fee
    $8
  • Online Redraw Fee
    No fee

Other fees2

  • Document Fee

    Document fees may apply

    Varies
  • Other Credit Fees

    Refer to our Fees and Charges brochure for information on other fees and charges which may apply

    Varies

Features

RedrawExtra repaymentsDigital banking
  • Ability to borrow up to an additional 10% of the initial loan value to fund charging technology to support your green choice
  • No deposit required
  • Loan Terms up to 7 years
  • Conditional pre-approval available

Eligibility and limits

  • Minimum age 18
  • Residency: Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia
  • Available to individuals

Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.