ŠKODA Financial ServicesConsumer Loan
A consumer loan is a straight forward option for people who use their cars for predominantly personal use. It allows you to borrow 100% of the funds needed to purchase a new car. You make regular repayments back to ŠKODA Financial Services to pay back the money you borrowed.
At a glance
- Pricing
- Rates on application
- Fixed
- 8.94%, 9.68% comparison
- Upfront fee
- $520
Rates
The one rate ŠKODA Financial Services publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 5 yrs fixed | - | 8.94% | 9.68% | - |
Fees
5 fees published, grouped by when they're charged.
- When you take it out$520Loan Establishment Fee
- While you hold itNo fee published
- When you close it or pay it off$850Early Termination Fee
When you take it out1
- Loan Establishment Fee$520
If a payment is late or fails3
- Payment Dishonour Fee$35
- Default Notice Fee$35
- Late Payment Fee$35
When you close it or pay it off1
- Early Termination Fee$850
Features
- Deposit Contribution, Balloon, Refinance, Additional Repayments. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly each month to $200
Eligibility and limits
- Please refer to ŠKODA Financial Services for more information
- Please refer to ŠKODA Financial Services for more information
Compare it with others
Put this product through a calculator
Published by ŠKODA Financial Services under the Consumer Data Right, last changed by them on 3 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.