The Finance Algorithm
Suzuki Financial Services logoSuzuki Financial Services

Fixed Rate Car Loan for Personal Use

A Suzuki Financial Services Fixed Rate Car Loan allows you to own a Suzuki vehicle your way. Choose the loan option best suited to you and your lifestyle, including loan term, repayment frequency and deposit amount. Your interest rate is tailored for you and fixed for the loan term, so you’ll enjoy peace of mind now and on the road ahead.

Personal loansRates on applicationLender updated 17 July 2026
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At a glance

Pricing
Rates on application
Loan size
$5,000 to no maximum
Upfront fee
$395
Monthly fee
$8

Fees

11 fees published, grouped by when they're charged.

  1. When you take it outUp to $912.253 fees, each listed below
  2. While you hold it$8 a monthAccount Administration Fee
  3. When you close it or pay it offVariesConsumer Loan Early Termination Fee

When you take it out3

  • Dealer Agency Fee

    This fee covers the dealership’s cost of preparing your finance application on Suzuki Financial Services’ behalf. The Business Manager is responsible for explaining the different types of finance pro…

    $912.25
  • Establishment Fee

    The cost to set-up your approved loan is payable upon loan settlement, and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee.

    $395
  • Vehicle Security Registration Fee

    The cost of registering Suzuki Financial Services’ security interest on your vehicle on the Australian Government’s Personal Property Securities Register. This is a national online register to help p…

    $5

While you hold it1

  • Account Administration Fee

    A monthly fee for the management of your loan account.

    $8 a month

When you make a transaction2

  • Payment Method Fee – Other (includes BillPay, Cheque or Direct Deposit)

    This fee applies when a payment is made by BillPay, cheque, or direct deposit. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular rep…

    $3
  • Payment Method Fee- BPay

    This fee applies when a payment is made by BPay. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular repayments.

    $1.50

If a payment is late or fails2

  • Payment Dishonour Fee

    This fee applies if your Direct Debit or Cheque payment is dishonoured. You can avoid this fee by checking that your account has sufficient funds when payments are due to be debited.

    $3.25
  • Late Payment Fee

    This fee applies if you’re late or miss a repayment, and your account goes into arrears. Suzuki Financial Services will contact you about the overdue amount, and this is mentioned in your loan contra…

    $25 30 days after it's due

When particular things happen2

  • Account Payment Card Fee

    This fee applies for replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date. You can avoid this fee by setting up a Dir…

    $5
  • Information Request Fee

    This fee applies if you request contract documentation from Suzuki Financial Services. You can avoid this fee by logging in to Suzuki Financial Services Online where you can view, download, and print…

    $25

When you close it or pay it off1

  • Consumer Loan Early Termination Fee

    This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to h…

    Varies

Features

Extra repaymentsDigital banking
  • CAR CHOICE: Choose your Suzuki from a Suzuki Financial Services Dealership.
  • LOAN TERM: Choose your loan term (between 1 & 7 years)
  • PAYMENT FREQUENCY: Choose your preferred payment frequency (weekly, fortnightly or monthly).
  • CHOOSE A BALLOON: You can lower your monthly repayments by choosing to pay a final lump sum payment at the end of your loan.
  • To view Suzuki Financial Services' current finance offers, please click on more info to visit our offers page. T&Cs apply.

Eligibility and limits

  • Minimum age 18
  • Amount from $5,000, no maximum
  • Minimum loan term 12 months
  • Maximum loan term 84 months

Published by Suzuki Financial Services under the Consumer Data Right, last changed by them on 17 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.