Suzuki Financial ServicesSuzukiSecure for Personal Use
SuzukiSecure helps you stay in control when buying your new Suzuki. Not only will you know what your vehicle is worth to us at the end of your loan with a Guaranteed Future Value*, you’ll also benefit from lower monthly repayments^. Your interest rate is tailored for you and fixed for the loan term, so you’ll enjoy even more security and reassurance for the road ahead.
At a glance
- Pricing
- Rates on application
- Loan size
- $5,000 to no maximum
- Upfront fee
- $395
- Monthly fee
- $8
Fees
11 fees published, grouped by when they're charged.
- When you take it outUp to $912.253 fees, each listed below
- While you hold it$8 a monthAccount Administration Fee
- When you close it or pay it offVariesConsumer Loan Early Termination Fee
When you take it out3
- Dealer Agency Fee
This fee covers the dealership’s cost of preparing your finance application on Suzuki Financial Services’ behalf. The Business Manager is responsible for explaining the different types of finance pro…
$912.25 - Establishment Fee
The cost to set-up your approved loan is payable upon loan settlement, and can be included within the amount financed. This is referred to in your contract as your Loan Account Establishment Fee.
$395 - Vehicle Security Registration Fee
The cost of registering Suzuki Financial Services’ security interest on your vehicle on the Australian Government’s Personal Property Securities Register. This is a national online register to help p…
$5
While you hold it1
- Account Administration Fee
A monthly fee for the management of your loan account.
$8 a month
When you make a transaction2
- Payment Method Fee – Other (includes BillPay, Cheque or Direct Deposit)
This fee applies when a payment is made by BillPay, cheque, or direct deposit. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular rep…
$3 - Payment Method Fee- BPay
This fee applies when a payment is made by BPay. You can avoid this fee by setting up a Direct Debit at the start of your loan, so you don’t pay fees on your regular repayments.
$1.50
If a payment is late or fails2
- Payment Dishonour Fee
This fee applies if your Direct Debit or Cheque payment is dishonoured. You can avoid this fee by checking that your account has sufficient funds when payments are due to be debited.
$3.25 - Late Payment Fee
This fee applies if you’re late or miss a repayment, and your account goes into arrears. Suzuki Financial Services will contact you about the overdue amount, and this is mentioned in your loan contra…
$25 30 days after it's due
When particular things happen2
- Account Payment Card Fee
This fee applies for replacement; supplementary; or new payment cards when you switch from Direct Debit to another payment method after the loan start date. You can avoid this fee by setting up a Dir…
$5 - Information Request Fee
This fee applies if you request contract documentation from Suzuki Financial Services. You can avoid this fee by logging in to Suzuki Financial Services Online where you can view, download, and print…
$25
When you close it or pay it off1
- Consumer Loan Early Termination Fee
This fee applies if your loan is repaid before its scheduled end date. Customers can find information about this fee on their Loan Schedule. Customers can also request an Early Termination Quote to h…
Varies
Features
- Lower monthly repayments: You get to enjoy the car you want with lower monthly repayments compared to a standard fixed rate car loan with an equivalent term.
- Flexible, tailored finance: Tailor your loan to suit your lifestyle and finance preferences. With SuzukiSecure you can customise your loan term, kilometre usage and deposit. Your interest rate is per…
- Guaranteed Future Value: With the security of a Guaranteed Future Value, you’ll know the value of your Suzuki to us at the end of your loan, meaning you can plan confidently for the road ahead.
- You are in control: SuzukiSecure gives you control at the end of your car loan to decide what’s right for you. There are 3 options to choose from: Trade - Visit your participating Suzuki Financial Se…
- Place a deposit: Place a deposit or pay no deposit at all, depending on your circumstances.
- Choose your loan term: Choose your loan term between one to four years and with your choice of repayment frequency of weekly, fortnightly or monthly repayments.
- Estimate kilometres you drive per year: Estimate kilometres you drive per year to work out the total by the end of the loan term. For example, 20,000km per year would be 80,000km over a four-year loa…
- Drive away in your new Suzuki: We calculate your Guaranteed Future Value and your repayments so you can drive away with confidence.
- At the end of your loan term: Choose to trade in for a new Suzuki, keep your Suzuki or return your Suzuki.
- You are in control: Return - You can also return your Suzuki to us and use the Guaranteed Future Value* to settle the outstanding balance on your contract. You’ll have no more to pay subject to fair…
- To view Suzuki Financial Services' current finance offers, please click on more info to visit our offers page. T&Cs apply.
Eligibility and limits
- Minimum age 18
- Amount from $5,000, no maximum
- Minimum loan term 12 months
- Maximum loan term 48 months
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Published by Suzuki Financial Services under the Consumer Data Right, last changed by them on 17 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.