Unity BankGreen Car Loan
A car loan to reward members with a low rate for choosing an eco-friendly, lower emissions car
Personal loansBank updated 11 June 2026
At a glance
- Fixed
- 6.49%6.49% comparison
- Variable
- 10.00%
Rates
Every rate Unity Bank publishes for this personal loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 1 yr fixed | - | 6.49% | 6.49% | - |
| Variable | P&I | - | - | 10.00% | - | - |
Fees
2 fees published, grouped by when they're charged.
When particular things happen2
- DEFAULT_NOTICE_FEE
A fee charged if you default on your repayments and we issue a default notice
$50 - LATE_PAYMENT_FEE
A fee charged when you don't make your minimum monthly payment, plus any overdue amount
$15
Features
RedrawExtra repaymentsDigital banking
- 1 to 7 years
- Flexible repayment options weekly, fortnightly or monthly
- Increase your existing loan for an effective way to get access to extra funds
- Quarterly e-Statements only
- Principal and interest only
Eligibility and limits
- Minimum age 18
- Residency: Permanent Resident
- Employment: Employed
- Opening balance $1,000
- Applications for credit are subject to eligibility and suitability criteria and normal credit approval process.
- Hybrid and Electric Vehicles (EV) up to 5 years old, emitting less than 120g of CO2 per kilometre (Combined) as per the Green Vehicle Guide website.
- As part of the application process you will be asked to provide reasonable evidence (including a tax invoice) to show that the loan will be used to purchase or refinance an eligible green vehicle. Th…
- EV Home charging station (in conjunction with vehicle purchase) must be installed by an accredited technician.
Compare it with others
Put this product through a calculator
Published by Unity Bank under the Consumer Data Right, last changed by them on 11 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.