Unity BankGreen Upgrades Loan (with mortgage)
A personal loan to help members transition to more affordable and sustainable living
Personal loansBank updated 11 June 2026
At a glance
- Variable
- 5.55%5.55% comparison
Rates
The one rate Unity Bank publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | - | - | 5.55% | 5.55% | - |
Fees
2 fees published, grouped by when they're charged.
When particular things happen2
- DEFAULT_NOTICE_FEE
A fee charged if you default on your repayments and we issue a default notice
$50 - LATE_PAYMENT_FEE
A fee charged when you don't make your minimum monthly payment, plus any overdue amount
$15
Features
RedrawExtra repaymentsDigital banking
- 1 to 7 years
- Flexible repayment options weekly, fortnightly or monthly
- Increase your existing loan for an effective way to get access to extra funds
- Quarterly e-Statements only
- Principal and interest only
Eligibility and limits
- Minimum age 18
- Residency: Permanent Resident
- Employment: Employed
- Opening balance $1,000
- Applications for credit are subject to the Bank's eligibility and suitability criteria and normal credit approval process.
- Eligible loan purposes include: (1) Solar appliances, photo voltaic (PV) panels, systems & battery storage, (2) Solar or energy efficient hot water systems, (3) EV charging infrastructure, (4) Energy…
- Any energy upgrades must be installed by an accredited technician.
- Interest rate applies for existing mortgage holders with the bank
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Published by Unity Bank under the Consumer Data Right, last changed by them on 11 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.