Unity Bank
Green Upgrades Loan (with mortgage)
A personal loan to help members transition to more affordable and sustainable living
Personal loansBank updated 11 June 2026
At a glance
- Variable
- 5.55% · 5.55% comparison
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | — | — | 5.55% | 5.55% | — |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| DEFAULT_NOTICE_FEE | Event | $50 | — | A fee charged if you default on your repayments and we issue a default notice |
| LATE_PAYMENT_FEE | Event | $15 | — | A fee charged when you don't make your minimum monthly payment, plus any overdue amount |
§ 03 — Features
RedrawExtra repaymentsDigital banking
- · 1 to 7 years
- · Flexible repayment options weekly, fortnightly or monthly
- · Increase your existing loan for an effective way to get access to extra funds
- · Quarterly e-Statements only
- · Principal and interest only
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Permanent Resident
- · Employment: Employed
- · Opening balance $1,000
- · Applications for credit are subject to the Bank's eligibility and suitability criteria and normal credit approval process.
- · Eligible loan purposes include: (1) Solar appliances, photo voltaic (PV) panels, systems & battery storage, (2) Solar or energy efficient hot water systems, (3) EV charging infrastructure, (4) Energy…
- · Any energy upgrades must be installed by an accredited technician.
- · Interest rate applies for existing mortgage holders with the bank
§ 06 — Run the numbers
Put this product through a calculator
Published by Unity Bank under the Consumer Data Right, last changed by them on 11 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.