Volkswagen Financial ServicesConsumer Loan with Volkswagen Choice - Guaranteed Future Value
Volkswagen Choice allows you to safeguard the future value of your vehicle. You choose the term and KM limit that suits your needs and we guarantee the future value of your car at the end of the term, subject to fair wear and tear guidelines. You can use Volkswagen Choice with a Consumer Loan or Chattel Mortgage finance product.
At a glance
- Pricing
- Rates on application
- Fixed
- 8.91%, 9.65% comparison
- Upfront fee
- $520
Rates
The one rate Volkswagen Financial Services publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | P&I | 5 yrs fixed | - | 8.91% | 9.65% | - |
Fees
5 fees published, grouped by when they're charged.
- When you take it out$520Loan Establishment Fee
- While you hold itNo fee published
- When you close it or pay it off$35Early Termination Fee
When you take it out1
- Loan Establishment Fee$520
If a payment is late or fails3
- Payment Dishonour Fee$35
- Default Notice Fee$35
- Late Payment Fee$35
When you close it or pay it off1
- Early Termination Fee$35
Features
- End of term options: Trade in, Retain or Return. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly each month to $200
Eligibility and limits
- Please refer to Volkswagen Financial Services for more information
- Subject to Agreed Kilometre and Reasonable Wear and Tear.
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Published by Volkswagen Financial Services under the Consumer Data Right, last changed by them on 3 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.