Lending and bank accounts, both associated with BSB number 939 200
AMP Cash Manager
Benefit from a competitive tiered variable interest rate with no minimum deposit required.
Savings & transaction accountsBank updated 25 June 2026
At a glance
- Base rate
- 0.00%
- Monthly fee
- $0
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $10,000 | 0.00% | — | paid every 1 mo |
| Variable | — | — | $10,000–$250,000 | 4.50% | — | paid every 1 mo |
| Variable | — | — | $250,000–$5,000,000 | 3.85% | — | paid every 1 mo |
| Variable | — | — | $5,000,000+ | 2.00% | — | paid every 1 mo |
§ 02 — Fees · 9
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Inward SWIFT fee - deposits | Deposit | $30 | — | When funds are transferred to your account (by SWIFT) from a bank in Australia or overseas (in Australian dollars) |
| Audit certificate fee | Event | $25 | — | When you or an auditor request an audit certificate for your account |
| Transaction trace fee | Event | $20 | — | When you request us to investigate and trace a transaction |
| Visa dispute fee | Event | $25 | — | When you dispute a Visa transaction and we do not find in your favour |
| Monthly Account Management Fee | Periodic | No fee | Every 1 mo | Refer to the banks fees and charges guides for information relevant to your product |
| Emergency replacement AMP Visa Debit Card fee | Replacement | $15 | — | When you request urgent delivery of a replacement AMP Visa Debit Card |
| Currency conversion fee | Transaction | 2.50% of transaction | — | When you use your AMP Visa Debit Card to make a purchase overseas or withdraw from an ATM overseas in a foreign currency and the transaction is converted to Australian dollars |
| International ATM cash withdrawal fee | Withdrawal | $4.50 | — | When you withdraw from your account at any international ATM |
| Telegraphic transfer fee - withdrawals | Withdrawal | $30 | — | When you request us to transfer funds from your account (by SWIFT) to a bank in Australia (in Australian dollars) When you request us to transfer funds from your account (by telegraphic transfer) to… |
§ 03 — Features
Instant paymentsDigital bankingUnlimited transactionsMake payments with Apple Pay, Samsung Pay or Google Pay using your device anywhere you can tap your Visa Debit Card
§ 04 — Eligibility & limits
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by AMP - My AMP under the Consumer Data Right, last changed by them on 25 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.