The Finance Algorithm
Lending and bank accounts, both associated with BSB number 939 200 logoLending and bank accounts, both associated with BSB number 939 200

AMP Cash Manager

Benefit from a competitive tiered variable interest rate with no minimum deposit required.

Savings & transaction accountsBank updated 25 June 2026

At a glance

Base rate
0.00%
Monthly fee
$0

Rates

Every rate Lending and bank accounts, both associated with BSB number 939 200 publishes for this account, 4 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $10,0000.00%-paid every 1 mo
Variable--$10,000–$250,0004.50%-paid every 1 mo
Variable--$250,000–$5,000,0003.85%-paid every 1 mo
Variable--$5,000,000+2.00%-paid every 1 mo

Fees

9 fees published, grouped by when they're charged.

While you hold it1

  • Monthly Account Management Fee

    Refer to the banks fees and charges guides for information relevant to your product

    No fee

When you make a transaction4

  • Inward SWIFT fee - deposits

    When funds are transferred to your account (by SWIFT) from a bank in Australia or overseas (in Australian dollars)

    $30
  • Currency conversion fee

    When you use your AMP Visa Debit Card to make a purchase overseas or withdraw from an ATM overseas in a foreign currency and the transaction is converted to Australian dollars

    2.50% of transaction
  • International ATM cash withdrawal fee

    When you withdraw from your account at any international ATM

    $4.50
  • Telegraphic transfer fee - withdrawals

    When you request us to transfer funds from your account (by SWIFT) to a bank in Australia (in Australian dollars) When you request us to transfer funds from your account (by telegraphic transfer) to…

    $30

When particular things happen4

  • Audit certificate fee

    When you or an auditor request an audit certificate for your account

    $25
  • Transaction trace fee

    When you request us to investigate and trace a transaction

    $20
  • Visa dispute fee

    When you dispute a Visa transaction and we do not find in your favour

    $25
  • Emergency replacement AMP Visa Debit Card fee

    When you request urgent delivery of a replacement AMP Visa Debit Card

    $15

Features

Instant paymentsDigital bankingUnlimited transactionsMake payments with Apple Pay, Samsung Pay or Google Pay using your device anywhere you can tap your Visa Debit Card

Eligibility and limits

None published.

Published by AMP - My AMP under the Consumer Data Right, last changed by them on 25 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.