AMP Offset Deposit Account
Reduce the term and interest repayments on your home loan
At a glance
- Base rate
- 0.00%
- Monthly fee
- $6
Rates
The one rate Lending and bank accounts, both associated with BSB number 939 200 publishes for this account.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable100% interest offset against attached loan account | - | - | - | 0.00% | - | paid every 1 mo |
Fees
9 fees published, grouped by when they're charged.
While you hold it1
- Monthly Account Management Fee - Basic Home Loan offset
Only payable when your offset account is attached to a Basic Variable Home Loan. Fee is not applicable to offset accounts attached to any other loan type.
$6 a month
When you make a transaction4
- Inward SWIFT fee - deposits
When funds are transferred to your account (by SWIFT) from a bank in Australia or overseas (in Australian dollars)
$30 - Currency conversion fee
When you use your AMP Visa Debit Card to make a purchase overseas or withdraw from an ATM overseas in a foreign currency and the transaction is converted to Australian dollars
2.50% of transaction - International ATM cash withdrawal fee
When you withdraw from your account at any international ATM
$4.50 - Telegraphic transfer fee - withdrawals
When you request us to transfer funds from your account (by SWIFT) to a bank in Australia (in Australian dollars) When you request us to transfer funds from your account (by telegraphic transfer) to…
$30
When particular things happen4
- Audit certificate fee
When you or an auditor request an audit certificate for your account
$25 - Transaction trace fee
When you request us to investigate and trace a transaction
$20 - Visa dispute fee
When you dispute a Visa transaction and we do not find in your favour
$25 - Emergency replacement AMP Visa Debit Card fee
When you request urgent delivery of a replacement AMP Visa Debit Card
$15
Features
Eligibility and limits
None published.
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Published by AMP - My AMP under the Consumer Data Right, last changed by them on 25 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.