Farm Management Deposit Fixed Term

A tax efficient investment account for primary producers that can help you manage uneven cashflow

Savings & transaction accountsBank updated 2 June 2026

Apply at ANZ ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

No headline figures published.

Rates

Every rate ANZ publishes for this account, 30 in all.

Type	Applies to	Term	Band	Rate	Comparison	Conditions
FixedBalance between $1,000 and $29,999. Term between 12 and 18 months. Interest is paid annually and at maturity.	-	1 yr	$1,000–$29,999	5.20%	-	paid every 1 yr
FixedBalance between $100,000 and $199,999. Term between 12 and 18 months. Interest is paid annually and at maturity.	-	1 yr	$100,000–$199,999	5.20%	-	paid every 1 yr
FixedBalance between $200,000 and $399,999. Term between 12 and 18 months. Interest is paid annually and at maturity.	-	1 yr	$200,000–$399,999	5.20%	-	paid every 1 yr
FixedBalance between $30,000 and $49,999. Term between 12 and 18 months. Interest is paid annually and at maturity.	-	1 yr	$30,000–$49,999	5.20%	-	paid every 1 yr
FixedBalance between $400,000 and $800,000. Term between 12 and 18 months. Interest is paid annually and at maturity.	-	1 yr	$400,000–$800,000	5.20%	-	paid every 1 yr
FixedBalance between $50,000 and $99,999. Term between 12 and 18 months. Interest is paid annually and at maturity.	-	1 yr	$50,000–$99,999	5.20%	-	paid every 1 yr
FixedBalance between $1,000 and $29,999. Term between 18 and 36 months. Interest is paid annually and at maturity.	-	18 mo	$1,000–$29,999	4.70%	-	paid every 1 yr
FixedBalance between $100,000 and $199,999. Term between 18 and 36 months. Interest is paid annually and at maturity.	-	18 mo	$100,000–$199,999	4.70%	-	paid every 1 yr
FixedBalance between $200,000 and $399,999. Term between 18 and 36 months. Interest is paid annually and at maturity.	-	18 mo	$200,000–$399,999	4.70%	-	paid every 1 yr
FixedBalance between $30,000 and $49,999. Term between 18 and 36 months. Interest is paid annually and at maturity.	-	18 mo	$30,000–$49,999	4.70%	-	paid every 1 yr
FixedBalance between $400,000 and $800,000. Term between 18 and 36 months. Interest is paid annually and at maturity.	-	18 mo	$400,000–$800,000	4.70%	-	paid every 1 yr
FixedBalance between $50,000 and $99,999. Term between 18 and 36 months. Interest is paid annually and at maturity.	-	18 mo	$50,000–$99,999	4.70%	-	paid every 1 yr
FixedBalance between $1,000 and $29,999. Term between 3 and 6 months. Interest is paid at maturity.	-	3 mo	$1,000–$29,999	3.90%	-	paid every 1 yr
FixedBalance between $100,000 and $199,999. Term between 3 and 6 months. Interest is paid at maturity.	-	3 mo	$100,000–$199,999	3.90%	-	paid every 1 yr
FixedBalance between $200,000 and $399,999. Term between 3 and 6 months. Interest is paid at maturity.	-	3 mo	$200,000–$399,999	3.90%	-	paid every 1 yr
FixedBalance between $30,000 and $49,999. Term between 3 and 6 months. Interest is paid at maturity.	-	3 mo	$30,000–$49,999	3.90%	-	paid every 1 yr
FixedBalance between $400,000 and $800,000. Term between 3 and 6 months. Interest is paid at maturity.	-	3 mo	$400,000–$800,000	3.90%	-	paid every 1 yr
FixedBalance between $50,000 and $99,999. Term between 3 and 6 months. Interest is paid at maturity.	-	3 mo	$50,000–$99,999	3.90%	-	paid every 1 yr
FixedBalance between $1,000 and $29,999. Term 36 months or over. Interest is paid annually and at maturity.	-	3 yrs	$1,000–$29,999	4.50%	-	paid every 1 yr
FixedBalance between $100,000 and $199,999. Term 36 months or over. Interest is paid annually and at maturity.	-	3 yrs	$100,000–$199,999	4.50%	-	paid every 1 yr
FixedBalance between $200,000 and $399,999. Term 36 months or over. Interest is paid annually and at maturity.	-	3 yrs	$200,000–$399,999	4.50%	-	paid every 1 yr
FixedBalance between $30,000 and $49,999. Term 36 months or over. Interest is paid annually and at maturity.	-	3 yrs	$30,000–$49,999	4.50%	-	paid every 1 yr
FixedBalance between $400,000 and $800,000. Term 36 months or over. Interest is paid annually and at maturity.	-	3 yrs	$400,000–$800,000	4.50%	-	paid every 1 yr
FixedBalance between $50,000 and $99,999. Term 36 months or over. Interest is paid annually and at maturity.	-	3 yrs	$50,000–$99,999	4.50%	-	paid every 1 yr
FixedBalance between $1,000 and $29,999. Term between 6 and 12 months. Interest is paid at maturity.	-	6 mo	$1,000–$29,999	4.80%	-	paid every 1 yr
FixedBalance between $100,000 and $199,999. Term between 6 and 12 months. Interest is paid at maturity.	-	6 mo	$100,000–$199,999	4.80%	-	paid every 1 yr
FixedBalance between $200,000 and $399,999. Term between 6 and 12 months. Interest is paid at maturity.	-	6 mo	$200,000–$399,999	4.80%	-	paid every 1 yr
FixedBalance between $30,000 and $49,999. Term between 6 and 12 months. Interest is paid at maturity.	-	6 mo	$30,000–$49,999	4.80%	-	paid every 1 yr
FixedBalance between $400,000 and $800,000. Term between 6 and 12 months. Interest is paid at maturity.	-	6 mo	$400,000–$800,000	4.80%	-	paid every 1 yr
FixedBalance between $50,000 and $99,999. Term between 6 and 12 months. Interest is paid at maturity.	-	6 mo	$50,000–$99,999	4.80%	-	paid every 1 yr

Fees

One fee published, grouped by when they're charged.

When particular things happen1

Early termination administration fee
Where ANZ agrees to an early withdrawal the following early redemption structure will apply. An administration fee of $30 will be charged and the money you withdraw early will incur an interest rate…
$30

Features

Digital banking

Eligibility and limits

Amount $1,000 to $800,000
Be an individual primary producer with taxable non-primary production income of no more than $100,000
Hold a farm management deposit for at least 12 months to qualify for tax concessions

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Published by ANZ under the Consumer Data Right, last changed by them on 2 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.