The Finance Algorithm
ANZ

Farm Management Deposit Fixed Term

A tax efficient investment account for primary producers that can help you manage uneven cashflow

Savings & transaction accountsBank updated 2 June 2026
At a glance
No headline figures published.
§ 01 — Rates · 30
TypeApplies toTermBandRateComparisonConditions
FixedBalance between $1,000 and $29,999. Term between 12 and 18 months. Interest is paid annually and at maturity.1 yr$1,000–$29,9995.20%paid every 1 yr
FixedBalance between $100,000 and $199,999. Term between 12 and 18 months. Interest is paid annually and at maturity.1 yr$100,000–$199,9995.20%paid every 1 yr
FixedBalance between $200,000 and $399,999. Term between 12 and 18 months. Interest is paid annually and at maturity.1 yr$200,000–$399,9995.20%paid every 1 yr
FixedBalance between $30,000 and $49,999. Term between 12 and 18 months. Interest is paid annually and at maturity.1 yr$30,000–$49,9995.20%paid every 1 yr
FixedBalance between $400,000 and $800,000. Term between 12 and 18 months. Interest is paid annually and at maturity.1 yr$400,000–$800,0005.20%paid every 1 yr
FixedBalance between $50,000 and $99,999. Term between 12 and 18 months. Interest is paid annually and at maturity.1 yr$50,000–$99,9995.20%paid every 1 yr
FixedBalance between $1,000 and $29,999. Term between 18 and 36 months. Interest is paid annually and at maturity.18 mo$1,000–$29,9994.70%paid every 1 yr
FixedBalance between $100,000 and $199,999. Term between 18 and 36 months. Interest is paid annually and at maturity.18 mo$100,000–$199,9994.70%paid every 1 yr
FixedBalance between $200,000 and $399,999. Term between 18 and 36 months. Interest is paid annually and at maturity.18 mo$200,000–$399,9994.70%paid every 1 yr
FixedBalance between $30,000 and $49,999. Term between 18 and 36 months. Interest is paid annually and at maturity.18 mo$30,000–$49,9994.70%paid every 1 yr
FixedBalance between $400,000 and $800,000. Term between 18 and 36 months. Interest is paid annually and at maturity.18 mo$400,000–$800,0004.70%paid every 1 yr
FixedBalance between $50,000 and $99,999. Term between 18 and 36 months. Interest is paid annually and at maturity.18 mo$50,000–$99,9994.70%paid every 1 yr
FixedBalance between $1,000 and $29,999. Term between 3 and 6 months. Interest is paid at maturity.3 mo$1,000–$29,9993.90%paid every 1 yr
FixedBalance between $100,000 and $199,999. Term between 3 and 6 months. Interest is paid at maturity.3 mo$100,000–$199,9993.90%paid every 1 yr
FixedBalance between $200,000 and $399,999. Term between 3 and 6 months. Interest is paid at maturity.3 mo$200,000–$399,9993.90%paid every 1 yr
FixedBalance between $30,000 and $49,999. Term between 3 and 6 months. Interest is paid at maturity.3 mo$30,000–$49,9993.90%paid every 1 yr
FixedBalance between $400,000 and $800,000. Term between 3 and 6 months. Interest is paid at maturity.3 mo$400,000–$800,0003.90%paid every 1 yr
FixedBalance between $50,000 and $99,999. Term between 3 and 6 months. Interest is paid at maturity.3 mo$50,000–$99,9993.90%paid every 1 yr
FixedBalance between $1,000 and $29,999. Term 36 months or over. Interest is paid annually and at maturity.3 yrs$1,000–$29,9994.50%paid every 1 yr
FixedBalance between $100,000 and $199,999. Term 36 months or over. Interest is paid annually and at maturity.3 yrs$100,000–$199,9994.50%paid every 1 yr
FixedBalance between $200,000 and $399,999. Term 36 months or over. Interest is paid annually and at maturity.3 yrs$200,000–$399,9994.50%paid every 1 yr
FixedBalance between $30,000 and $49,999. Term 36 months or over. Interest is paid annually and at maturity.3 yrs$30,000–$49,9994.50%paid every 1 yr
FixedBalance between $400,000 and $800,000. Term 36 months or over. Interest is paid annually and at maturity.3 yrs$400,000–$800,0004.50%paid every 1 yr
FixedBalance between $50,000 and $99,999. Term 36 months or over. Interest is paid annually and at maturity.3 yrs$50,000–$99,9994.50%paid every 1 yr
FixedBalance between $1,000 and $29,999. Term between 6 and 12 months. Interest is paid at maturity.6 mo$1,000–$29,9994.80%paid every 1 yr
FixedBalance between $100,000 and $199,999. Term between 6 and 12 months. Interest is paid at maturity.6 mo$100,000–$199,9994.80%paid every 1 yr
FixedBalance between $200,000 and $399,999. Term between 6 and 12 months. Interest is paid at maturity.6 mo$200,000–$399,9994.80%paid every 1 yr
FixedBalance between $30,000 and $49,999. Term between 6 and 12 months. Interest is paid at maturity.6 mo$30,000–$49,9994.80%paid every 1 yr
FixedBalance between $400,000 and $800,000. Term between 6 and 12 months. Interest is paid at maturity.6 mo$400,000–$800,0004.80%paid every 1 yr
FixedBalance between $50,000 and $99,999. Term between 6 and 12 months. Interest is paid at maturity.6 mo$50,000–$99,9994.80%paid every 1 yr
§ 02 — Fees · 1
FeeTypeAmountWhenNotes
Early termination administration feeEvent$30Where ANZ agrees to an early withdrawal the following early redemption structure will apply. An administration fee of $30 will be charged and the money you withdraw early will incur an interest rate…
§ 03 — Features
Digital banking
§ 04 — Eligibility & limits
  • · Amount $1,000 to $800,000
  • · Be an individual primary producer with taxable non-primary production income of no more than $100,000
  • · Hold a farm management deposit for at least 12 months to qualify for tax concessions

Published by ANZ under the Consumer Data Right, last changed by them on 2 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.