ANZ
ANZ Premium Cash Management Account
Cash management account for holding and managing investment funds.
Savings & transaction accountsBank updated 3 Sept 2026
At a glance
- Base rate
- 0.00%
§ 01 — Rates · 9
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Penalty | — | — | — | 20.70% | — | Retail Index Rate + 8.5% |
| Variable | — | — | up to $9,999 | 0.00% | — | paid every 1 mo |
| Variable | — | — | $10,000–$24,999 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $100,000–$249,999 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $25,000–$49,999 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $250,000–$499,999 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $50,000–$99,999 | 0.05% | — | paid every 1 mo |
| Variable | — | — | $500,000–$4,999,999 | 0.15% | — | paid every 1 mo |
| Variable | — | — | $5,000,000+ | 0.15% | — | paid every 1 mo |
§ 02 — Fees · 10
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Dishonour Fee | Dishonour | $6 | — | Debited to your account on the day of the dishonour for determining whether to process a debit to your account using the Informal Overdraft facility, where that debit is declined. A Dishonour Fee is… |
| Bank Cheque Repurchase Fee | Event | $25 | — | — |
| Bank Cheque Request at ANZ Branch | Event | $10 | — | Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder. |
| Replacement of lost or stolen bank cheque | Event | $32.50 | — | — |
| Telegraphic transfer within Australia from your ANZ account to another account | Event | $28 | — | — |
| Cheque Transaction | Transaction | $0.50 | — | — |
| Electronic Transaction | Transaction | $0.50 | — | — |
| Overseas ATM Transaction Fee | Transaction | $5 | — | Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited |
| Overseas Transaction Fee | Transaction | 3.00% of transaction | — | ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account. |
| Staff Assisted Transaction | Transaction | $2.50 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingFraud protectionUnlimited transactionsApple PayGoogle PaySamsung PayFitbit PayGarmin Pay
- · Start earning tiered interest when your balance is $10,000 or more
§ 04 — Eligibility & limits
- · Minimum age 12
- · Residency: An Australian Resident
§ 05 — Compare
§ 06 — Run the numbers
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Published by ANZ under the Consumer Data Right, last changed by them on 3 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.