ANZANZ Premium Cash Management Account
Cash management account for holding and managing investment funds.
At a glance
- Base rate
- 0.00%
Rates
Every rate ANZ publishes for this account, 9 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Penalty | - | - | - | 20.95% | - | Retail Index Rate + 8.5% |
| Variable | - | - | up to $9,999 | 0.00% | - | paid every 1 mo |
| Variable | - | - | $10,000–$24,999 | 0.05% | - | paid every 1 mo |
| Variable | - | - | $100,000–$249,999 | 0.05% | - | paid every 1 mo |
| Variable | - | - | $25,000–$49,999 | 0.05% | - | paid every 1 mo |
| Variable | - | - | $250,000–$499,999 | 0.05% | - | paid every 1 mo |
| Variable | - | - | $50,000–$99,999 | 0.05% | - | paid every 1 mo |
| Variable | - | - | $500,000–$4,999,999 | 0.15% | - | paid every 1 mo |
| Variable | - | - | $5,000,000+ | 0.15% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 9 Oct 2026 | Penalty | 20.70% | 20.95% | up 0.25 |
Each change is logged the night it appears in the rates ANZ publishes. See how every lender answered the RBA on the rate tracker.
Fees
10 fees published, grouped by when they're charged.
When you make a transaction5
- Cheque Transaction$0.50
- Electronic Transaction$0.50
- Overseas ATM Transaction Fee
Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited
$5 - Overseas Transaction Fee
ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account.
3.00% of transaction - Staff Assisted Transaction$2.50
If a payment is late or fails1
- Dishonour Fee
Debited to your account on the day of the dishonour for determining whether to process a debit to your account using the Informal Overdraft facility, where that debit is declined. A Dishonour Fee is…
$6
When particular things happen4
- Bank Cheque Repurchase Fee$25
- Bank Cheque Request at ANZ Branch
Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder.
$10 - Replacement for lost or stolen bank cheque$32.50
- Telegraphic transfer within Australia from your ANZ account to another account$28
Features
- Start earning tiered interest when your balance is $10,000 or more
Eligibility and limits
- Minimum age 12
- Residency: An Australian Resident
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Published by ANZ under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.