ANZANZ Access Basic
Offers affordable and convenient banking for Concession and Health Care card holders.
At a glance
- Pricing
- Rates on application
Fees
6 fees published, grouped by when they're charged.
When you make a transaction2
- Overseas ATM Transaction Fee
Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited
$5 - Overseas Transaction Fee
ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account.
3.00% of transaction
When particular things happen4
- Bank Cheque Repurchase Fee$25
- Bank Cheque Request at ANZ Branch
Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder.
$10 - Replacement for lost or stolen bank cheque$32.50
- Telegraphic transfer within Australia from your ANZ account to another account$28
Features
- Pay no monthly account service fee. Access your money whenever you need it with unlimited ANZ Transactions. Bank 24/7 with ANZ ATMs, EFTPOS, ANZ Internet Banking, ANZ App and ANZ Phone Banking.
- Tap & Pay Set up mobile payment on your compatible devices with eligible ANZ cards so you can tap and pay.
Eligibility and limits
- Minimum age 12
- Residency: You must be an Australian resident with an Australian residential and mailing address.
- Available to individuals
Compare it with others
Put this product through a calculator
Published by ANZ under the Consumer Data Right, last changed by them on 2 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.