ANZ
ANZ Access Basic
Offers affordable and convenient banking for Concession and Health Care card holders.
Savings & transaction accountsBank updated 2 Sept 2026
At a glance
- Pricing
- Rates on application
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Bank Cheque Repurchase Fee | Event | $25 | — | — |
| Bank Cheque Request at ANZ Branch | Event | $10 | — | Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder. |
| Replacement of lost or stolen bank cheque | Event | $32.50 | — | — |
| Telegraphic transfer within Australia | Event | $28 | — | — |
| Overseas ATM Transaction Fee | Transaction | $5 | — | Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited |
| Overseas Transaction Fee | Transaction | 3.00% of transaction | — | ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account. |
§ 03 — Features
Instant paymentsPayIDDigital bankingFraud protectionUnlimited transactionsApple PayGoogle PaySamsung PayFitbit PayGarmin Pay
- · Pay no monthly account service fee. Access your money whenever you need it with unlimited ANZ Transactions. Bank 24/7 with ANZ ATMs, EFTPOS, ANZ Internet Banking, ANZ App and ANZ Phone Banking.
- · Tap & Pay Set up mobile payment on your compatible devices with eligible ANZ cards so you can tap and pay.
§ 04 — Eligibility & limits
- · Minimum age 12
- · Residency: You must be an Australian resident with an Australian residential and mailing address.
- · Available to individuals
§ 05 — Compare
§ 06 — Run the numbers
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Published by ANZ under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.