ANZ
ANZ SMSF Cash Hub Account
Self managed super is easier than ever, with all you need to use, move and manage your SMSF cash in one place.
Savings & transaction accountsBank updated 2 Sept 2026
At a glance
- Base rate
- 1.00%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $9,999 | 1.00% | — | paid every 1 mo |
| Variable | — | — | $10,000+ | 2.30% | — | paid every 1 mo |
§ 02 — Fees · 7
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Dishonour Fee | Dishonour | $6 | — | Debited to your account on the day of the dishonour for determining whether to process a debit to your account using the Informal Overdraft facility, where that debit is declined. A Dishonour Fee is… |
| Bank Cheque Repurchase Fee | Event | $25 | — | — |
| Bank Cheque Request at ANZ Branch | Event | $10 | — | Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder. |
| Replacement of lost or stolen bank cheque | Event | $32.50 | — | — |
| Telegraphic transfer within Australia from your ANZ account to another account | Event | $28 | — | — |
| Overseas ATM Transaction Fee | Transaction | $5 | — | Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited |
| Overseas Transaction Fee | Transaction | 3.00% of transaction | — | ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account. |
§ 03 — Features
Instant paymentsPayIDDigital bankingFraud protectionUnlimited transactions
- · One central hub A secure cash account, designed specifically for SMSF Trustees, to seamlessly use, move and manage cash for your self managed super.
- · Simple and flexible Easy to manage a variety of SMSF cash flows such as superannuation contributions, rollovers, investments, ATO payments and more.
- · No monthly fees With no monthly fees and unlimited transactions, you can move your SMSF cash as often as you like. Saving on fees also means more money towards your SMSF goals.
§ 04 — Eligibility & limits
- · The account is only available to SMSF Trustees to receive and manage money for a SMSF.
§ 05 — Compare
§ 06 — Run the numbers
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Published by ANZ under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.