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ANZ SMSF Cash Hub Account

Self managed super is easier than ever, with all you need to use, move and manage your SMSF cash in one place.

Savings & transaction accountsBank updated 9 Oct 2026

At a glance

Base rate
1.25%

Rates

Every rate ANZ publishes for this account, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $9,9991.25%-paid every 1 mo
Variable--$10,000+2.55%-paid every 1 mo

Rate changes

2 changes logged, newest first.

DateRateWasNowChange
9 Oct 2026Variable, up to $9,9991.00%1.25%up 0.25
9 Oct 2026Variable, $10,000+2.30%2.55%up 0.25

Each change is logged the night it appears in the rates ANZ publishes. See how every lender answered the RBA on the rate tracker.

Fees

5 fees published, grouped by when they're charged.

If a payment is late or fails1

  • Dishonour Fee

    Debited to your account on the day of the dishonour for determining whether to process a debit to your account using the Informal Overdraft facility, where that debit is declined. A Dishonour Fee is…

    $6

When particular things happen4

  • Bank Cheque Repurchase Fee
    $25
  • Bank Cheque Request at ANZ Branch

    Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder.

    $10
  • Replacement for lost or stolen bank cheque
    $32.50
  • Telegraphic transfer within Australia from your ANZ account to another account
    $28

Features

Instant paymentsPayIDDigital bankingFraud protectionUnlimited transactions
  • One central hub A secure cash account, designed specifically for SMSF Trustees, to seamlessly use, move and manage cash for your self managed super.
  • Simple and flexible Easy to manage a variety of SMSF cash flows such as superannuation contributions, rollovers, investments, ATO payments and more.

Eligibility and limits

  • The account is only available to SMSF Trustees to receive and manage money for a SMSF.

Published by ANZ under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.