ANZ Pensioner Advantage Account
Offers affordable and convenient banking for recipients of eligible Centrelink or Veterans' Affairs pension or allowance.
At a glance
- Base rate
- 0.05%

Rates
Every rate ANZ publishes for this account, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $9,999 | 0.05% | - | paid every 1 mo |
| Variable | - | - | $10,000–$49,999 | 2.05% | - | paid every 1 mo |
| Variable | - | - | $50,000+ | 2.75% | - | paid every 1 mo |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 9 Oct 2026 | Variable, $10,000–$49,999 | 1.90% | 2.05% | up 0.15 |
| 9 Oct 2026 | Variable, $50,000+ | 2.50% | 2.75% | up 0.25 |
Each change is logged the night it appears in the rates ANZ publishes. See how every lender answered the RBA on the rate tracker.
Fees
6 fees published, grouped by when they're charged.
When you make a transaction2
- Overseas ATM Transaction Fee
Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited
$5 - Overseas Transaction Fee
ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account.
3.00% of transaction
When particular things happen4
- Bank Cheque Repurchase Fee$25
- Bank Cheque Request at ANZ Branch
Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder.
$10 - Replacement for lost or stolen bank cheque$32.50
- Telegraphic transfer within Australia from your ANZ account to another account$28
Features
- Tap & Pay Set up mobile payment on your compatible devices with eligible ANZ cards so you can tap and pay
Eligibility and limits
- Residency: You must be an Australian resident with an Australian residential and mailing address.
- Available to individuals
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Published by ANZ under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.