The Finance Algorithm
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ANZ Pensioner Advantage Account

Offers affordable and convenient banking for recipients of eligible Centrelink or Veterans' Affairs pension or allowance.

Savings & transaction accountsBank updated 9 Oct 2026

At a glance

Base rate
0.05%
ANZ Access Visa Debit Card

Rates

Every rate ANZ publishes for this account, 3 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $9,9990.05%-paid every 1 mo
Variable--$10,000–$49,9992.05%-paid every 1 mo
Variable--$50,000+2.75%-paid every 1 mo

Rate changes

2 changes logged, newest first.

DateRateWasNowChange
9 Oct 2026Variable, $10,000–$49,9991.90%2.05%up 0.15
9 Oct 2026Variable, $50,000+2.50%2.75%up 0.25

Each change is logged the night it appears in the rates ANZ publishes. See how every lender answered the RBA on the rate tracker.

Fees

6 fees published, grouped by when they're charged.

When you make a transaction2

  • Overseas ATM Transaction Fee

    Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited

    $5
  • Overseas Transaction Fee

    ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account.

    3.00% of transaction

When particular things happen4

  • Bank Cheque Repurchase Fee
    $25
  • Bank Cheque Request at ANZ Branch

    Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder.

    $10
  • Replacement for lost or stolen bank cheque
    $32.50
  • Telegraphic transfer within Australia from your ANZ account to another account
    $28

Features

Instant paymentsPayIDDigital bankingFraud protectionUnlimited transactionsApple PayGoogle PaySamsung PayFitbit PayGarmin Pay
  • Tap & Pay Set up mobile payment on your compatible devices with eligible ANZ cards so you can tap and pay

Eligibility and limits

  • Residency: You must be an Australian resident with an Australian residential and mailing address.
  • Available to individuals

Published by ANZ under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.