Bank First Production
First Saver Account
Child Savings Account
Savings & transaction accountsBank updated 22 May 2026
At a glance
- Base rate
- 4.40%
- Monthly fee
- $0
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $2,000 | 4.40% | — | paid every 3 mo |
| Variable | — | — | $2,000+ | 4.40% | — | paid every 3 mo |
§ 02 — Fees · 7
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Direct Debit Dishonour Fee | Dishonour | $15 | — | — |
| Statement Request | Enquiry | No fee | — | — |
| Coin Handling Fee | Event | $5 | — | Handling of a coin deposit or withdrawal - $5 per every $100. |
| Direct Debit Stop Request | Event | $9 | — | — |
| Direct Entry Return Fee | Event | $2.50 | — | — |
| Account Keeping Fees | Periodic | No fee | Every 1 mo | — |
| Inactive Membership Fee | Periodic | $30 | Every 1 yr | — |
§ 03 — Features
PayIDDigital banking
- · Other service related charges apply based on your circumstances
§ 04 — Eligibility & limits
- · Maximum age 17
- · Available to members only
§ 05 — Compare
§ 06 — Run the numbers
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Published by Bank First under the Consumer Data Right, last changed by them on 22 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.