Bank First ProductionEveryday Account
Everyday Transaction account
At a glance
- Base rate
- 0.00%
- Monthly fee
- $0
Rates
Every rate Bank First Production publishes for this account, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $150 | 0.00% | - | paid every 3 mo |
| Variable | - | - | $150–$300 | 0.00% | - | paid every 3 mo |
| Variable | - | - | $300+ | 0.00% | - | paid every 3 mo |
Fees
20 fees published, grouped by when they're charged.
- When you take it out$50Non- Individual Membership Establishment Fee
- While you hold itUp to $302 fees, each listed below
- When you close it or pay it offNo fee published
When you take it out1
- Non- Individual Membership Establishment Fee
Applies when a Non-Individual membership is established
$50
While you hold it2
- Account Keeping FeesNo fee
- Inactive Membership Fee$30 a year
When you make a transaction3
- Visa Debit Over The Counter Cash Advance$2.50
- Currency Conversion Fee
3.0% of the transaction value for converting overseas currency transactions using your Visa Debit Card to Australian Dollars. Overseas banks may charge a separate fee. Note: Premier Package Home Loan… This fee is waived for Premier/Rewards Package Home Loan customers
3.00% of transaction - Visa Debit Card Overseas Atm Withdrawals
The ATM operator may charge a fee at the time of the transaction
$2.50
If a payment is late or fails2
- Cheque Dishonour Fee$17.50
- Direct Debit Dishonour Fee$15
When particular things happen12
- Statement Request
Fee charged $0 per month applies.
No fee - Bank First Cheque Fee$5
- Bank First Corporate Cheque Stop Payment$15
- Coin Handling Fee
Handling of a coin deposit or withdrawal - $5 per every $100.
$5 - Direct Debit Stop Request$9
- Direct Entry Return Fee$2.50
- Express Posting Of Card Or Pin In Australia$15
- Issue Card Or Pin Internationally By Registered Mail
$15 dollars per item
$15 - Overdrawn Account Fee
Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and charged again at seven day increments i…
$15 - Voucher Retrieval Fee For Cheque/Deposit
$5.00 per voucher
$5 - Emergency Overseas Replacement Card Fee
This Fee is waived for Platinum credit card holders
$150 - Replacement Card Fee
$12.00 Staff Assisted and $8 via Mobile Banking App
$8
Features
- Other service related charges apply based on your circumstances
- Phone Banking is available
Eligibility and limits
- Minimum age 18
- Available to members only.
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Published by Bank First under the Consumer Data Right, last changed by them on 12 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.