Bank First ProductionPension Account
Pension Account
At a glance
- Base rate
- 3.65%
- Monthly fee
- $0
Rates
Every rate Bank First Production publishes for this account, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $48,600 | 3.65% | - | paid every 3 mo |
| Variable | - | - | $150,000+ | 3.65% | - | paid every 3 mo |
| Variable | - | - | $48,600–$150,000 | 3.65% | - | paid every 3 mo |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 17 Oct 2026 | Variable, up to $48,600 | 3.40% | 3.65% | up 0.25 |
| 17 Oct 2026 | Variable, $150,000+ | 3.40% | 3.65% | up 0.25 |
| 17 Oct 2026 | Variable, $48,600–$150,000 | 3.40% | 3.65% | up 0.25 |
Each change is logged the night it appears in the rates Bank First publishes. See how every lender answered the RBA on the rate tracker.
Fees
20 fees published, grouped by when they're charged.
- When you take it out$50Non- Individual Membership Establishment Fee
- While you hold itUp to $302 fees, each listed below
- When you close it or pay it offNo fee published
When you take it out1
- Non- Individual Membership Establishment Fee
Applies when a Non-Individual membership is established
$50
While you hold it2
- Account Keeping FeesNo fee
- Inactive Membership Fee$30 a year
When you make a transaction3
- Currency Conversion Fee
This fee is waived for Premier/Rewards Package Home Loan customers
3.00% of transaction - Visa Debit Card Overseas Atm Withdrawals
The ATM operator may charge a fee at the time of the transaction
$2.50 - Visa Debit Over The Counter Cash Advance$2.50
If a payment is late or fails2
- Cheque Dishonour Fee$17.50
- Direct Debit Dishonour Fee$15
When particular things happen12
- Statement RequestNo fee
- Bank First Cheque Fee$5
- Bank First Corporate Cheque Stop Payment$15
- Coin Handling Fee
Handling of a coin deposit or withdrawal - $5 per every $100.
$5 - Deposit Cheque Dishonour Fee$11
- Direct Entry Return Fee$2.50
- Express Posting Of Card Or Pin In Australia$15
- Issue Card Or Pin Internationally By Registered Mail
$15 dollars per item
$15 - Overdrawn Account Fee
Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and charged again at seven day increments i…
$15 - Voucher Retrieval Fee For Cheque/Deposit
$5.00 per voucher
$5 - Emergency Overseas Replacement Card Fee
This Fee is waived for Platinum credit card holders
$150 - Replacement Card Fee
$12.00 Staff Assisted and $8 via Mobile Banking App
$8
Features
- Other service related charges apply based on your circumstances
- Phone Banking is available
Eligibility and limits
- Available to individuals
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Published by Bank First under the Consumer Data Right, last changed by them on 16 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.