Bank First ProductionStrong Start Saver
Savings account (15-35years inclusive)
At a glance
- Base rate
- 4.50%
- Monthly fee
- $0
Rates
Every rate Bank First Production publishes for this account, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $250,000 | 5.65% | - | paid every 1 mo |
| Variable | - | - | $250,000+ | 4.50% | - | paid every 1 mo |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 17 Oct 2026 | Variable, up to $250,000 | 5.40% | 5.65% | up 0.25 |
| 17 Oct 2026 | Variable, $250,000+ | 4.25% | 4.50% | up 0.25 |
Each change is logged the night it appears in the rates Bank First publishes. See how every lender answered the RBA on the rate tracker.
Fees
9 fees published, grouped by when they're charged.
- When you take it out$50Non- Individual Membership Establishment Fee
- While you hold itUp to $302 fees, each listed below
- When you close it or pay it offNo fee published
When you take it out1
- Non- Individual Membership Establishment Fee
Applies when a Non-Individual membership is established
$50
While you hold it2
- Account Keeping FeesNo fee
- Inactive Membership Fee$30 a year
If a payment is late or fails1
- Direct Debit Dishonour Fee$15
When particular things happen5
- Statement RequestNo fee
- Coin Handling Fee
Handling of a coin deposit or withdrawal - $5 per every $100.
$5 - Direct Debit Stop Request$9
- Direct Entry Return Fee$2.50
- Overdrawn Account Fee
Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and charged again at seven day increments i…
$15
Features
- Phone Banking is available
- Other service related charges apply based on your circumstances
Eligibility and limits
- Minimum age 15
- Maximum age 35
- Available to members only
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Published by Bank First under the Consumer Data Right, last changed by them on 16 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.