The Finance Algorithm
Bank of us

One for All - Business

Open a One For All account and Bank of us will make a donation equal to 1% of your average annual balance to your chosen community organisation. As a business customer you'll also get a low cost trans

Savings & transaction accountsBank updated 13 Apr 2026
At a glance
Pricing
Rates on application
Monthly fee
$5
§ 02 — Fees · 16
FeeTypeAmountWhenNotes
CHEQUE_DEPOSIT_FEEDeposit$0.35Applies to each cheque that is deposited into the account
CHEQUE_DEPOSIT_FEEDeposit$0.35Applies to each cheque that is deposited into the account
SPECIAL_CLEARANCE_FEE_ON_CHEQUE_DEPOSITSDeposit$25Applies where you request us to obtain fast clearance of a cheque to be deposited to your account. The fee is debited to your account at the time of request.
ALERT_FEE_(SMS)Event$0.25Applies to each Alert sent to you by SMS. The fee is debited to your nominated account at the end of the day in which the SMS is initiated
BPAY_ERROR_CORRECTION_PROCESSING_FEEEvent$10Applies where we are required to process the correction of a BPAY payment that is made by you in error. The fee does not apply where you are not responsible for the error. The fee is debited to your…
CHEQUE_DISHONOUR_(INWARD)_FEEEvent$12Applies where a cheque paid into your account with us is dishonoured. The fee is debited to your account on the date of dishonour.
COUNTER_(CORPORATE)_CHEQUE_FEEEvent$10Applies where you request us to draw a counter/corporate cheque against funds held in your account, whether to a third party or to yourself. The fee is debited to your account at the end of the day i…
DUPLICATE_STATEMENT_FEEEvent$5Payable for each duplicate paper copy of your monthly statement you request. Charged at the time of your request.
INTERIM_STATEMENT_FEEEvent$2Per statement. Applies where you request an interim statement between your existing statement cycle. The fee is debited to your account when we issue the interim statement(s).
OVERDRAWN_ACCOUNT_FEEEvent$20Applies where your account is overdrawn by more than $20.00* at the close of business without prior approval from us. The fee will be debited to your account on the next business day.
REAL_TIME_GROSS_SETTLEMENT_PAYMENT_FEEEvent$25Applies where you initiate the transfer of cleared funds, via RTGS, to another financial institution within Australia. The fee is debited to your account at the time the transfer is initiated
STALE_CORPORATE_CHEQUE_FEEEvent$30Applies where a counter/corporate cheque that you have arranged is still unpresented after 15 months from the date of issue. The fee is payable by you when we issue a replacement counter/corporate ch…
STOP_PAYMENT_FEE_ON_CORPORATE_CHEQUEEvent$25Applies to a request from you for a stop payment to be placed on a counter/corporate cheque due to theft or loss. The fee is debited to your account on the next business day following placement of th…
OVERDRAWN_ACCOUNT_DEBIT_INTERESTOther$1 to $200Where your account is overdrawn* at the close of business without prior approval from us, we will charge you interest on the unauthorised overdrawn amount. Overdrawn Account Debit Interest is calcula…
BUSINESS_MONTHLY_ACCOUNT_FEE_(ONE_FOR_ALL)Periodic$5Every 1 moApplies each month unless exemptions apply Business Monthly Account Fee (One for All)
STAFF_ASSISTED_TRANSACTIONSTransaction$2.50For transactions performed at a Retail Store or through our Contact Centre Staff Assisted Transactions
§ 03 — Features
Instant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
  • · Available to businesses
  • · Opening balance $1

Published by Bank of us under the Consumer Data Right, last changed by them on 13 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.