Bank of usBUSINESS iCASH
Our small, small business loan is ideal for buying that new work vehicle or upgrading your tools. With secured, partly secured and unsecured loan options available and for loans ranging from $5,000 to
At a glance
- Base rate
- 0.00%
Rates
Every rate Bank of us publishes for this account, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $5,000 | 0.00% | - | paid every 1 mo |
| Variable | - | - | $5,000–$50,000 | 0.95% | - | paid every 1 mo |
| Variable | - | - | $50,000–$500,000 | 1.20% | - | paid every 1 mo |
| Variable | - | - | $500,000+ | 1.30% | - | paid every 1 mo |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 3 Nov 2026 | Variable, $5,000–$50,000 | 0.75% | 0.95% | up 0.20 |
| 3 Nov 2026 | Variable, $50,000–$500,000 | 1.00% | 1.20% | up 0.20 |
| 3 Nov 2026 | Variable, $500,000+ | 1.10% | 1.30% | up 0.20 |
Each change is logged the night it appears in the rates Bank of us publishes. See how every lender answered the RBA on the rate tracker.
Fees
9 fees published, grouped by when they're charged.
When you take it out2
- PERSONAL_LOAN_APPLICATION_FEE$200
- TITLE_SEARCH_FEE
Payable when we require information from the Land Titles Office in connection with your credit contract. Charged at cost.
$38.20 to $191
When particular things happen7
- ARREARS_FEE
Payable in each instance you are in default under this contract. This fee will be debited to your loan account on the next business day.
$40 - CHEQUE_DISHONOUR_(INWARD)_FEE
Applies where a cheque paid into your account with us is dishonoured. The fee is debited to your account on the date of dishonour.
$12 - DISCHARGE_FEE
Payable when we agree to discharge any security.
$395 - DUPLICATE_STATEMENT_FEE
Payable for each duplicate paper copy of your monthly statement you request. Charged at the time of your request.
$5 - EVIDENCE_RETRIEVAL_FEE
Applies where you request us to retrieve the paper item or evidence supporting a transaction. The fee is debited to your account when the required documentation is provided to you. Please note that t…
$20 - INSURANCE_COLLECTION_FEE
Payable in addition to the premium, when we pay the premium for insurance over any security property on your behalf.
$40 - SPECIAL_ATTENDANCE_FEE
per attendance plus any amounts incurred by us in attending such requests, such as valuation fees, mortgage insurance premium, lender s risk and processing fee, legal costs, document custodian charge…
$300
Features
Eligibility and limits
- Minimum age 18
- Residency: Should be a citizen or permanent resident of Australia. Temporary residents may be eligible if holders of an acceptable employer supported visa.
- Available to businesses
- Amount $5,000 to $10,000
Compare it with others
Put this product through a calculator
Published by Bank of us under the Consumer Data Right, last changed by them on 2 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.