The Finance Algorithm
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SMSF Saver

Manage your SMSF cash and enjoy the flexibility of access to your funds

Savings & transaction accountsRates on applicationBank updated 1 Oct 2026

At a glance

Pricing
Rates on application
Base rate
0.01%

Rates

Every rate BankVic publishes for this account, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $5,000,0004.90%-paid every 1 mo
Variable--$5,000,000+0.01%-paid every 1 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
2 Oct 2026Variable, up to $5,000,0004.65%4.90%up 0.25

Each change is logged the night it appears in the rates BankVic publishes. See how every lender answered the RBA on the rate tracker.

Fees

8 fees published, grouped by when they're charged.

When you take it out1

  • COMPANY_SEARCH_FEES

    Company search fee to open account.

    $25

When you make a transaction1

  • RTGS

    RTGS (Real Time Gross Settlement)

    $15

When particular things happen6

  • ARCHIVED_RECORDS_30-90_DAYS_SINCE_TRANSACTION

    Fee applies to each record

    $7.50
  • ARCHIVED_RECORDS_OVER_90_DAYS_SINCE_TRANSACTIO

    Fee applies to each record

    $10
  • ARCHIVED_RECORDS_UP_TO_30_DAYS_SINCE_TRANSACTION

    Fee applies to each record

    $6
  • DIRECT_DEBIT_DISHONOUR_FEE

    Insufficient Funds in account

    $9
  • EXPRESS_POSTAGE_FEE
    $7.50
  • MISCELLANEOUS_FEES

    $50 per transaction and $15 per charge for services not otherwise provided in this guide. We will seek your permission before proceeding.

    $50

Features

Instant paymentsPayIDDigital bankingUnlimited transactions
  • Cheque book available on request

Eligibility and limits

  • You will need to have a Self-Managed Super Fund (SMSF) before you can open an SMSF Saver account.
  • Member of BankVIC

Published by BankVic under the Consumer Data Right, last changed by them on 1 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.