At a glance
- Up to
- 5.35%
- Pricing
- Rates on application
- Base rate
- 0.05%
- Bonus rate
- 5.30%
Rates
Every rate BankVic publishes for this account, 4 in all.
How the rate is made up
5.35%in a month every condition is met
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusDeposit $100 per month and make no withdrawals to earn bonus interest | - | - | up to $5,000,000 | 5.30% | - | paid every 1 mo |
| BonusDeposit $100 per month and make no withdrawals to earn bonus interest | - | - | $5,000,000+ | 0.01% | - | paid every 1 mo |
| VariableDeposit $100 per month and make no withdrawals to earn bonus interest | - | - | up to $5,000,000 | 0.05% | - | paid every 1 mo |
| VariableDeposit $100 per month and make no withdrawals to earn bonus interest | - | - | $5,000,000+ | 0.05% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 2 Oct 2026 | Bonus, up to $5,000,000 | 5.05% | 5.30% | up 0.25 |
Each change is logged the night it appears in the rates BankVic publishes. See how every lender answered the RBA on the rate tracker.
Fees
8 fees published, grouped by when they're charged.
When you take it out1
- COMPANY_SEARCH_FEES
Company search fee to open account.
$25
When you make a transaction1
- RTGS
RTGS (Real Time Gross Settlement)
$15
When particular things happen6
- ARCHIVED_RECORDS_30-90_DAYS_SINCE_TRANSACTION
Fee applies to each record
$7.50 - ARCHIVED_RECORDS_30-90_DAYS_SINCE_TRANSACTION
Fee applies to each record
$7.50 - ARCHIVED_RECORDS_UP_TO_30_DAYS_SINCE_TRANSACTION
Fee applies to each record
$6 - DIRECT_DEBIT_DISHONOUR_FEE
Insufficient Funds in account
$9 - EXPRESS_POSTAGE_FEE$7.50
- MISCELLANEOUS_FEES
$50 per transaction and $15 per charge for services not otherwise provided in this guide. We will seek your permission before proceeding.
$50
Features
Eligibility and limits
- Residency: Australian citizen
- Member of BankVic
Compare it with others
Put this product through a calculator
Published by BankVic under the Consumer Data Right, last changed by them on 1 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.