At a glance
- Pricing
- Rates on application
- Base rate
- 0.05%
- Bonus rate
- 5.05%
- Up to
- 5.10%
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusDeposit $100 per month and make no withdrawals to earn bonus interest | — | — | up to $5,000,000 | 5.05% | — | paid every 1 mo |
| BonusDeposit $100 per month and make no withdrawals to earn bonus interest | — | — | $5,000,000+ | 0.01% | — | paid every 1 mo |
| VariableDeposit $100 per month and make no withdrawals to earn bonus interest | — | — | up to $5,000,000 | 0.05% | — | paid every 1 mo |
| VariableDeposit $100 per month and make no withdrawals to earn bonus interest | — | — | $5,000,000+ | 0.05% | — | paid every 1 mo |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| ARCHIVED_RECORDS_30-90_DAYS_SINCE_TRANSACTION | Event | $7.50 | — | Fee applies to each record |
| ARCHIVED_RECORDS_30-90_DAYS_SINCE_TRANSACTION | Event | $7.50 | — | Fee applies to each record |
| ARCHIVED_RECORDS_UP_TO_30_DAYS_SINCE_TRANSACTION | Event | $6 | — | Fee applies to each record |
| DIRECT_DEBIT_DISHONOUR_FEE | Event | $9 | — | Insufficient Funds in account |
| EXPRESS_POSTAGE_FEE | Event | $7.50 | — | — |
| MISCELLANEOUS_FEES | Event | $50 | — | $50 per transaction and $15 per charge for services not otherwise provided in this guide. We will seek your permission before proceeding. |
| RTGS | Transaction | $15 | — | RTGS (Real Time Gross Settlement) |
| COMPANY_SEARCH_FEES | Upfront | $25 | — | Company search fee to open account. |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
§ 04 — Eligibility & limits
- · Residency: Australian citizen
- · Member of BankVic
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by BankVic under the Consumer Data Right, last changed by them on 1 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.