bcuScoot Super Saver
A savings account suitable for children aged 0 to 12.
At a glance
- Base rate
- 2.40%
Rates
Every rate bcu publishes for this account, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $50,000 | 3.50% | - | paid every 1 mo; Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. |
| Variable | - | - | $50,000+ | 2.40% | - | paid every 1 mo; Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 2 Nov 2026 | Variable, up to $50,000 | 3.25% | 3.50% | up 0.25 |
| 2 Nov 2026 | Variable, $50,000+ | 2.15% | 2.40% | up 0.25 |
Each change is logged the night it appears in the rates BCU Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
16 fees published, grouped by when they're charged.
When you make a transaction8
- Foreign Cheque Deposit <$25,000 Fee
$10 fee for foreign cheque deposits up to $25,000 AUD. Eligible members can deposit foreign cheques in branch.
$10 - Foreign Cheque Deposit $25,000+ Fee
$60 fee for foreign cheque deposits of $25,000 AUD or more. Eligible members can deposit foreign cheques in branch.
$60 - Cash Handling Fee
Coin and note deposits are available at BCU branches. Coin deposits must be counted and bagged by customers or you will be charged 5% of the coin amount. Note deposits more than $10,000 per day will…
Varies - International Transfer Fee
Per online banking transfer sent in a foreign currency.
$15 - Manual Trace Fee
Charged for your request to manually trace a payment to confirm receipt of payment.
No fee - Overseas Telegraphic Transfer
$45 per staff assisted telegraphic transfer sent in AUD currency. $30 per staff assisted telegraphic transfer sent in a foreign currency.
$45 - RTGS From Another Bank
Per payment received into your account. To cover the cost of processing 'SWIFT' payments from overseas and same day local payments through 'RTGS' (Real Time Gross Settlement) systems.
No fee - RTGS To Another Bank
Per payment sent from your account. To cover the cost of processing 'SWIFT' payments as same day local payments through 'RTGS' (Real Time Gross Settlement) systems.
No fee
If a payment is late or fails2
- Auto Transfer Dishonour Fee
Charged where there are insufficient funds in your account when an external auto transfer or BPAY payment is due to be made.
No fee - Dishonour Fee
Where a direct debit is dishonoured due to insufficient funds.
$6
When particular things happen6
- Audit Certificate Fee
Charged per audit certificate request.
No fee - Bank Cheque Fee
Per bank cheque requested by you.
No fee - Overdrawn Account Management Fee
A fee applied in relation to any month where we allow the approved credit limit on your account to be exceeded by more than $50 or, if your account does not have an approved credit limit, if we allow…
$10 - Referral Fee
Where an account has insufficient available funds to cover a direct debit transaction, and the transaction is honoured by BCU Bank.
$3.50 - Visa Chargeback Request Fee
When a cardholder raises a dispute relating to a card transaction.
$25 - Statement Retrieval Fee
Fee applies for statements over 12 months old. Payable on request to issue a copy of a previously issued statement.
No fee
Features
- Eligible members can deposit foreign cheques in branch. $10 fee for foreign cheque deposits up to $25,000 AUD and $60 fee for foreign cheque deposits over $25,000 AUD. Please contact us on 1300 228 2…
Eligibility and limits
- Maximum age 12
- Residency: You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.
- Available to individuals
- You must be or become a BCU Bank member
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Published by BCU Bank under the Consumer Data Right, last changed by them on 2 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.