Bendigo Bank
Bendigo Easy Retirement Account
A transaction account designed to make life easier for retirees and pensioners.
Savings & transaction accountsBank updated 31 Aug 2026
At a glance
- Base rate
- 0.35%
- Monthly fee
- $0
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $10,000 | 0.35% | — | paid every 1 mo |
| Variable | — | — | $10,000–$50,000 | 1.70% | — | paid every 1 mo |
| Variable | — | — | $250,000+ | 2.50% | — | paid every 1 mo |
| Variable | — | — | $50,000–$250,000 | 2.20% | — | paid every 1 mo |
§ 02 — Fees · 14
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Bank@Post Deposit | Deposit | $2.50 | — | When you make a deposit at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available. |
| Direct Debit Dishonour Fee | Dishonour | $10 | — | Applies when a direct debit from your account is dishonoured due to insufficient funds. |
| Monthly Service Fee | Periodic | No fee | Every 1 mo | — |
| Bank Cheque Withdrawal | Transaction | $10 | — | When you request us to provide you with a bank cheque. This fee will be charged to your account. |
| Bank@Post balance enquiry | Transaction | No fee | — | When you make balance enquiry at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card, where this facility is available. |
| Bendigo Bank ATM Transfer | Transaction | No fee | — | — |
| Bendigo Bank ATM Withdrawal | Transaction | No fee | — | — |
| EFT Credit Transfer | Transaction | $4 | — | — |
| EFTPOS Withdrawal | Transaction | No fee | — | — |
| International ATM Withdrawal | Transaction | $5 | — | Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). Other financial institutions may charge you a fee for using their ATM… |
| International Transaction Fee | Transaction | 3.00% of transaction | — | 3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, pa… |
| Periodical Payment to Other Financial Institution | Transaction | $3.75 | — | — |
| Staff Assisted Transaction In Branch Fee | Transaction | $2.50 | — | — |
| Bank@Post Withdrawal | Withdrawal | $2.50 | — | When you make a withdrawal at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available. |
§ 03 — Features
Instant paymentsDigital banking
§ 04 — Eligibility & limits
- · Minimum age 55
- · Employment: Employment Status
§ 05 — Compare
§ 06 — Run the numbers
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Published by Bendigo Bank under the Consumer Data Right, last changed by them on 31 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.