Bendigo BankBendigo Easy Retirement Account
A transaction account designed to make life easier for retirees and pensioners.
At a glance
- Base rate
- 0.35%
- Monthly fee
- $0
Rates
Every rate Bendigo Bank publishes for this account, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $10,000 | 0.35% | - | paid every 1 mo |
| Variable | - | - | $10,000–$50,000 | 1.95% | - | paid every 1 mo |
| Variable | - | - | $250,000+ | 2.75% | - | paid every 1 mo |
| Variable | - | - | $50,000–$250,000 | 2.45% | - | paid every 1 mo |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 19 Oct 2026 | Variable, $10,000–$50,000 | 1.70% | 1.95% | up 0.25 |
| 19 Oct 2026 | Variable, $250,000+ | 2.50% | 2.75% | up 0.25 |
| 19 Oct 2026 | Variable, $50,000–$250,000 | 2.20% | 2.45% | up 0.25 |
Each change is logged the night it appears in the rates Bendigo Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
14 fees published, grouped by when they're charged.
While you hold it1
- Monthly Service FeeNo fee
When you make a transaction12
- Bank@Post Deposit
When you make a deposit at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available.
$2.50 - Bank Cheque Withdrawal
When you request us to provide you with a bank cheque. This fee will be charged to your account.
$10 - Bank@Post balance enquiry
When you make balance enquiry at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card, where this facility is available.
No fee - Bendigo Bank ATM TransferNo fee
- Bendigo Bank ATM WithdrawalNo fee
- EFT Credit Transfer$4
- EFTPOS WithdrawalNo fee
- International ATM Withdrawal
Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). Other financial institutions may charge you a fee for using their ATM…
$5 - International Transaction Fee
3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, pa…
3.00% of transaction - Periodical Payment to Other Financial Institution$3.75
- Staff Assisted Transaction In Branch Fee$2.50
- Bank@Post Withdrawal
When you make a withdrawal at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available.
$2.50
If a payment is late or fails1
- Direct Debit Dishonour Fee
Applies when a direct debit from your account is dishonoured due to insufficient funds.
$10
Features
Eligibility and limits
- Minimum age 55
- Employment: Employment Status
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Published by Bendigo Bank under the Consumer Data Right, last changed by them on 19 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.