The Finance Algorithm
Bendigo Bank

Bendigo Student Account

This clever transaction account is designed to help you earn while you learn. It's available to full time students, apprentices and trainees.

Savings & transaction accountsBank updated 31 Aug 2026
At a glance
Base rate
0.00%
Monthly fee
$0
§ 01 — Rates · 4
TypeApplies toTermBandRateComparisonConditions
Variableup to $2500.00%paid every 1 mo
Variable$2,000–$5,0000.00%paid every 1 mo
Variable$250–$2,0000.00%paid every 1 mo
Variable$5,000+0.01%paid every 1 mo
§ 02 — Fees · 11
FeeTypeAmountWhenNotes
Direct Debit Dishonour FeeDishonour$10Applies when a direct debit from your account is dishonoured due to insufficient funds.
Monthly Service FeePeriodicNo feeEvery 1 mo
Bank@Post balance enquiryTransactionNo feeWhen you make balance enquiry at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card, where this facility is available.
Bank@Post DepositTransaction$2.50When you make a deposit at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available.
Bank@Post WithdrawalTransaction$2.50When you make a Withdrawal at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available.
Bendigo Bank ATM TransferTransactionNo fee
Bendigo Bank ATM WithdrawalTransactionNo fee
International ATM WithdrawalTransaction$5Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). Other financial institutions may charge you a fee for using their ATM…
International Transaction FeeTransaction3.00% of transaction3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, pa…
Periodical Payment to Other Financial InstitutionTransaction$3.75
Staff Assisted Service Fee In BranchTransaction$2.50All in branch Staff Assisted Services for withdrawals and transfers will incur this fee.
§ 03 — Features
Instant paymentsDigital banking
§ 04 — Eligibility & limits
  • · Minimum age 12
  • · Residency: Australian citizen or resident
  • · Available to individuals

Published by Bendigo Bank under the Consumer Data Right, last changed by them on 31 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.