The Finance Algorithm
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Bendigo Business Basic Account

Businesses requiring less frequent transactions.

Savings & transaction accountsBank updated 1 Oct 2026

At a glance

Base rate
0.00%

Rates

The one rate Bendigo Bank publishes for this account.

TypeApplies toTermBandRateComparisonConditions
Variable---0.00%-paid every 1 mo

Fees

15 fees published, grouped by when they're charged.

When you make a transaction15

  • Bank Cheque Withdrawal
    $10
  • Bank@Post Deposit
    $4
  • Bank@Post Withdrawal
    $4
  • BPAY Withdrawal
    $0.40
  • Branch Transfer
    $1.75
  • Business Debit Mastercard Fee

    No transaction fees on purchases in Australia when you press credit# or Tap & Go

    No fee
  • Cash Withdrawal
    $1.75
  • Collection Item
    $0.70
  • E-Banking Internal Transfer
    $0.40
  • E-Banking Pay Anyone transfer incl. Osko
    $0.40
  • EFT Credit Transfer
    $4
  • EFTPOS Withdrawal
    $0.70
  • Periodical Payment to Other Financial Institution
    $3.75
  • Phone Banking Transfer
    $0.40
  • Cheque Withdrawal

    Existing Accounts Only. Cheque Facilities and Cheque books not available on new accounts opened from 1 August 2023.

    $0.70

Features

PayIDDigital banking
  • Phone Banking (Age restrictions apply. Available subject to approval)
  • Bulk Payments (Age restrictions apply. Available subject to approval)
  • Pay Anyone Service (Pay Anyone is only available if you have access to Bendigo E-Banking)
  • Automatic Payments
  • No Monthly Service Fee
  • Telegraphic Transfers

Eligibility and limits

  • Available to businesses
  • Opening balance $1

Published by Bendigo Bank under the Consumer Data Right, last changed by them on 1 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.