The Finance Algorithm
Bendigo Bank logoBendigo Bank

Bendigo Concession Account

This easy to use transaction account is for customers with an eligible Commonwealth Government concession card. Designed for everyday banking with free e-banking transactions, 24 hour ATM and EFTPOS access via your choice of card.

Savings & transaction accountsBank updated 31 Aug 2026
Apply at Bendigo Bank ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Base rate
0.00%
Monthly fee
$0

Rates

The one rate Bendigo Bank publishes for this account.

TypeApplies toTermBandRateComparisonConditions
Variable---0.00%-paid every 1 yr

Fees

13 fees published, grouped by when they're charged.

While you hold it1

  • Monthly Service Fee
    No fee

When you make a transaction12

  • Bank Cheque Withdrawal
    No fee
  • Bank@Post balance enquiry
    No fee
  • Bank@Post Deposit
    No fee
  • Bank@Post Withdrawal
    No fee
  • Bendigo Bank ATM Transfer
    No fee
  • Bendigo Bank ATM Withdrawal
    No fee
  • EFT Credit Transfer
    No fee
  • EFTPOS Withdrawal
    No fee
  • International ATM Withdrawal

    Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). Other financial institutions may charge you a fee for using their ATM…

    $5
  • International Transaction Fee

    3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, pa…

    3.00% of transaction
  • Periodical Payment to Other Financial Institution
    No fee
  • Staff Assisted Transaction In Branch Fee
    No fee

Features

Instant paymentsDigital bankingUnlimited transactions

Eligibility and limits

  • Residency: You need to be an Australian citizen or resident
  • Available to individuals

Published by Bendigo Bank under the Consumer Data Right, last changed by them on 31 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.