The Finance Algorithm
Bendigo Bank logoBendigo Bank

Bendigo Everyday Account

A simple account offering internet banking, phone banking and card access for everyday banking.

Savings & transaction accountsBank updated 31 Aug 2026

At a glance

Base rate
0.00%
Monthly fee
$0

Rates

The one rate Bendigo Bank publishes for this account.

TypeApplies toTermBandRateComparisonConditions
Variable---0.00%-paid every 6 mo

Fees

14 fees published, grouped by when they're charged.

While you hold it1

  • Monthly Service Fee
    No fee

When you make a transaction12

  • Bank@Post balance enquiry

    When you make balance enquiry at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card, where this facility is available.

    No fee
  • Bank@Post Deposit

    When you make a deposit at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available.

    $2.50
  • Bank@Post Withdrawal

    When you make a withdrawal at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card where this facility is available.

    $2.50
  • Bendigo Bank ATM Transfer
    No fee
  • Bendigo Bank ATM Withdrawal
    No fee
  • EFT Credit Transfer
    $4
  • EFTPOS Withdrawal
    No fee
  • International ATM Withdrawal

    Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). Other financial institutions may charge you a fee for using their ATM…

    $5
  • International Transaction Fee

    3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, pa…

    3.00% of transaction
  • Periodical Payment to Other Financial Institution
    $3.75
  • Staff Assisted Transaction In Branch Fee
    $2.50
  • Bank Cheque Withdrawal
    $10

If a payment is late or fails1

  • Direct Debit Dishonour Fee

    Applies when a direct debit from your account is dishonoured due to insufficient funds.

    $10

Features

Instant paymentsDigital banking

Eligibility and limits

None published.

Published by Bendigo Bank under the Consumer Data Right, last changed by them on 31 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.