The Finance Algorithm
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Community Account

The Community Account is a specialised transaction account specifically designed for Not-for-Profit organisations.

Savings & transaction accountsBank updated 13 Oct 2026

At a glance

Base rate
0.01%

Rates

Every rate Beyond Bank Australia publishes for this account, 6 in all.

TypeApplies toTermBandRateComparisonConditions
VariableInterest is paid monthly--up to $5,0000.01%-paid every 1 mo
VariableInterest is paid monthly--$100,000–$200,0001.45%-paid every 1 mo
VariableInterest is paid monthly--$20,000–$50,0001.20%-paid every 1 mo
VariableInterest is paid monthly--$200,000+1.45%-paid every 1 mo
VariableInterest is paid monthly--$5,000–$20,0000.70%-paid every 1 mo
VariableInterest is paid monthly--$50,000–$100,0001.20%-paid every 1 mo

Rate changes

5 changes logged, newest first.

DateRateWasNowChange
13 Oct 2026Variable, $100,000–$200,0001.30%1.45%up 0.15
13 Oct 2026Variable, $20,000–$50,0001.05%1.20%up 0.15
13 Oct 2026Variable, $200,000+1.30%1.45%up 0.15
13 Oct 2026Variable, $5,000–$20,0000.55%0.70%up 0.15
13 Oct 2026Variable, $50,000–$100,0001.05%1.20%up 0.15

Each change is logged the night it appears in the rates Beyond Bank Australia publishes. See how every lender answered the RBA on the rate tracker.

Fees

2 fees published, grouped by when they're charged.

When you make a transaction2

  • Bank@Post Deposit Fee

    This fee is payable for Bank@Post deposits made at participating Australia Post Offices.

    $2
  • Bank@Post Withdrawal Fee

    This fee is payable for Bank@Post withdrawals made at participating Australia Post Offices.

    $4.50

Features

Instant paymentsPayIDDigital bankingMobile Wallet

Eligibility and limits

  • Available to businesses
  • Membership: You must be or become a Beyond Bank Australia member

Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.