Beyond Bank Australia
Retirement Account
The Retirement Account enables retirees to earn a little, whilst still using this as an everyday bank account.
Savings & transaction accountsBank updated 31 Aug 2026
At a glance
- Base rate
- 1.40%
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $5,000 | 1.40% | — | paid every 1 mo |
| Variable | — | — | $200,000+ | 2.05% | — | paid every 1 mo |
| Variable | — | — | $48,600–$200,000 | 2.05% | — | paid every 1 mo |
| Variable | — | — | $5,000–$48,600 | 1.60% | — | paid every 1 mo |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Bank@Post Deposit Fee | Transaction | $2 | — | — |
| Bank@Post Withdrawal Fee | Transaction | $4.50 | — | — |
| Cash Advance/Overseas ATM Fee | Transaction | $4.50 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingMobile Wallet
§ 04 — Eligibility & limits
- · Available to individuals
- · Membership: You must be or become a Beyond Bank Australia member
§ 05 — Compare
§ 06 — Run the numbers
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 31 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.