The Finance Algorithm
Beyond Bank Australia

CBB SPC

A salary packaging card (living expenses card) allows an individual to use pre-tax income for purchases associated with everyday living such as groceries, clothes, fuel or pay for expenses like utility bills.

Savings & transaction accountsBank updated 3 Dec 2025
At a glance
Base rate
0.00%
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable0.00%
§ 03 — Features
Digital bankingUnlimited transactionsDigital Wallet
  • · Fringe benefit tax class ruling: The card complies with fringe benefits tax Class Ruling approved and published by the ATO (CR 2016/18)
§ 04 — Eligibility & limits
  • · Minimum age 16
  • · Employment: Employment
  • · Available to individuals
  • · Availability: The card is only available to employees who work for an eligible employer under Sections 57A and 65J of the Fringe Benefits Tax Assessment Act 1986. These sections grant eligibility to…
  • · Account credits and debits: Only the salary packaging provider/employer can credit the account with pre-tax funds. Cash withdrawals, transfers, direct debits and Bpay payments are not permitted.
  • · Membership: You must be or become a Beyond Bank Australia member

Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 3 Dec 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.