Beyond Bank AustraliaMortgage Offset Account
The Mortgage Offset Account is a full transactional account linked to an eligible variable rate home or investment loan. The balance of the account is offset against your loan reducing the interest payable.
At a glance
- Pricing
- Rates on application
Fees
3 fees published, grouped by when they're charged.
When you make a transaction3
- Bank@Post Deposit Fee
This fee is payable for Bank@Post deposits made at participating Australia Post Offices.
$2 - Bank@Post Withdrawal Fee
This fee is payable for Bank@Post withdrawals made at participating Australia Post Offices.
$4.50 - Cash Advance/Overseas ATM Fee
This fee is payable for each visa debit card overseas ATM withdrawal.
$4.50
Features
- This account must be linked to an eligible variable home or investment loan. The balance in this account reduces the interest you pay on your loan.
Eligibility and limits
- Minimum age 18
- Residency: Australian Citizen
- Available to individuals
- Membership: You must be or become a Beyond Bank Australia member.
- Lending criteria applies for all loans.
- Must be linked to an eligible variable rate home loan or investment loan. Conditions apply.
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.