Beyond Bank Australia
Mortgage Offset Account
The Mortgage Offset Account is a full transactional account linked to an eligible variable rate home or investment loan. The balance of the account is offset against your loan reducing the interest payable.
Savings & transaction accountsBank updated 1 Sept 2026
At a glance
- Pricing
- Rates on application
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Bank@Post Deposit Fee | Transaction | $2 | — | — |
| Bank@Post Withdrawal Fee | Transaction | $4.50 | — | — |
| Cash Advance/Overseas ATM Fee | Transaction | $4.50 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingMobile Wallet
- · This account must be linked to an eligible variable home or investment loan. The balance in this account reduces the interest you pay on your loan.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Citizen
- · Available to individuals
- · Membership: You must be or become a Beyond Bank Australia member.
- · Lending criteria applies for all loans.
- · Must be linked to an eligible variable rate home loan or investment loan. Conditions apply.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 1 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.