The Finance Algorithm
Beyond Bank Australia

BU Account

The perfect account to stash your cash. If you're under 18 years old, our BU Savings Account is a transaction account designed to build your stash of cash quicker than ever!

Savings & transaction accountsBank updated 31 Aug 2026
At a glance
Base rate
3.15%
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableInterest is paid quarterly on 31 March, 30 June, 30 September and 31 December3.15%paid every 3 mo
§ 02 — Fees · 3
FeeTypeAmountWhenNotes
Bank@Post Deposit FeeTransaction$2
Bank@Post Withdrawal FeeTransaction$4.50
Cash Advance/Overseas ATM FeeTransaction$4.50
§ 03 — Features
Instant paymentsPayIDDigital bankingMobile Wallet
  • · Account Conversion: Convert to Purple Transactor upon turning 18yrs
§ 04 — Eligibility & limits
  • · Maximum age 17
  • · Available to individuals
  • · Membership: You must be or become a Beyond Bank Australia member

Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 31 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.