The Finance Algorithm
Beyond Bank Australia logoBeyond Bank Australia

BU Account

The perfect account to stash your cash. If you're under 18 years old, our BU Savings Account is a transaction account designed to build your stash of cash quicker than ever!

Savings & transaction accountsBank updated 13 Oct 2026

At a glance

Base rate
3.35%

Rates

The one rate Beyond Bank Australia publishes for this account.

TypeApplies toTermBandRateComparisonConditions
VariableInterest is paid quarterly on 31 March, 30 June, 30 September and 31 December---3.35%-paid every 3 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
13 Oct 2026Variable3.15%3.35%up 0.20

Each change is logged the night it appears in the rates Beyond Bank Australia publishes. See how every lender answered the RBA on the rate tracker.

Fees

3 fees published, grouped by when they're charged.

When you make a transaction3

  • Bank@Post Deposit Fee

    This fee is payable for Bank@Post deposits made at participating Australia Post Offices.

    $2
  • Bank@Post Withdrawal Fee

    This fee is payable for Bank@Post withdrawals made at participating Australia Post Offices.

    $4.50
  • Cash Advance/Overseas ATM Fee

    This fee is payable for each visa debit card overseas ATM withdrawal.

    $4.50

Features

Instant paymentsPayIDDigital bankingMobile Wallet
  • Account Conversion: Convert to Purple Transactor upon turning 18yrs

Eligibility and limits

  • Maximum age 17
  • Available to individuals
  • Membership: You must be or become a Beyond Bank Australia member

Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.