The Finance Algorithm
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U30 SUPER CHARGE Account

It is an all in one day to day savings account to manage everyday banking, budget and savings needs. U30 SUPER CHARGE Account provides the ability to set money aside for budgeting bills and other regular expenses and achieve various savings goals with up to 2 Sub accounts

Savings & transaction accountsBank updated 15 Oct 2026
Apply at Border Bank ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Base rate
0.00%
Visa Debit Card

Rates

Every rate Border Bank publishes for this account, 3 in all.

TypeApplies toTermBandRateComparisonConditions
VariableMay be applicable if your account becomes overdrawn---11.96%--
VariableBalance $0 to $10,000--up to $10,0005.50%-paid every 1 mo
VariableBalance $10,001 or more--$10,001+0.00%-paid every 6 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
15 Oct 2026Variable, up to $10,0005.25%5.50%up 0.25

Each change is logged the night it appears in the rates Border Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

15 fees published, grouped by when they're charged.

When you make a transaction5

  • External Electronic Periodical Payments

    If part of the Reduced Fees program, the first 3 transactions are free. Per transaction if Border Bank staff set up on your behalf.

    $1
  • Visa International Fees

    Payable if and when you use the Visa Card overseas and the transaction is in a foreign currency. All overseas transactions are converted to Australian dollars and are subject to this fee as a percent…

    3.00% of transaction
  • Bank@Post Cash Withdrawal fee

    Includes; cash withdrawals, declined Bank@Post transactions including incorrect PIN entered, insufficient funds and exceeding withdrawal limits

    $2
  • Counter Cash withdrawal $25,000 and over

    $50 per withdrawal

    $50
  • Counter Cash withdrawal fee up to $24,999

    First 3 free if part of Reduced Fees program

    $2

When particular things happen10

  • Additional Statement Fee

    $1.50 per page. Payable if and when you request an additional statement.

    $5
  • ATM Balance Enquiry fee

    At Cost

    No fee
  • Bank Draft

    Per Draft

    $15
  • Coin Handling Fee

    Fee can also be 2 % of the amount whichever is the greater. Payable whenever coins deposited in a single month reach an accumulated value in excess of $100

    $12
  • Default Notice Fee

    Payable if and when we send you a default notice for an overdrawn account where an arrears remains unremedied after we have sent you an arrears letter

    $21.50
  • Document Retrieval Fee

    Minimum $22.77 per hour retrieval fee and minimum $30 per hour administrative fee. Payable on request for documents to be retrieved

    No fee
  • Dormant Accounts fee

    After 3 years an account is classed as dormant if no Member transactions occur. Interest, fees and government charges are not classed as transactions.

    $10
  • Replacement Card Fee

    Payable for any second or subsequent request for the replacement of a Visa Card.

    $10
  • Third Party Costs

    At Cost. Any costs charged to us from a third party will be passed on to you. Information on these costs is available on request.

    No fee
  • Visa Overseas Emergency Fee

    Payable when you request an emergency replacement Visa Card or emergency Cash Advance overseas

    $175

Features

Instant paymentsPayIDDigital bankingOverdraft55 interest-free daysGoogle PayApple PaySamsung Pay
  • ATM withdrawals up to $1000
  • Eftpos transactions. Eftpos transactions are free if on the Reduced Fees program, otherwise 25 transactions are free per month, thereafter will cost 0.55 per Eftpos transaction
  • Visa PayWave. Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participatin…
  • Visa Preferred Rewards. Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discoun…
  • Bank@Post. Withdraw cash at any participating Australia Post outlets with Bank@POST™
  • Direct Debits. Set up Direct Debits from this account
  • Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions…
  • Direct Credits. Set regular payments like your pay sent straight to your account
  • Verified by Visa. Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Border Bank assesses the risk of the tra…
  • Periodical Payments. Account allows Periodical Payments via Cheque and can also make External Periodical Payments
  • ATM withdrawals. up to $1000
  • Periodical Payments. Can set up Periodical Payments

Eligibility and limits

  • Minimum age 18
  • Residency: Australian Citizen
  • Available to individuals
  • SMSF Allowed

Published by Border Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.