The Finance Algorithm
Cairns bank logoCairns bank

Everyday transaction account

A day to day transaction account for personal use

Savings & transaction accountsBank updated 3 July 2025

At a glance

Base rate
0.00%

Rates

The one rate Cairns bank publishes for this account.

TypeApplies toTermBandRateComparisonConditions
Variable---0.00%-paid every 3 mo

Fees

3 fees published, grouped by when they're charged.

When you make a transaction3

  • ATM_TRANSACTIONS
    $1
  • DIRECT_DEBITS_AND_EXTERNAL_TRANSFERS
    $1
  • VISA_DEBIT_CARD
    $30

Features

Digital banking

Eligibility and limits

  • Available to individuals

Published by Cairns bank under the Consumer Data Right, last changed by them on 3 July 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.