The Finance Algorithm
Cairns bank logoCairns bank

Online Saver account

An online only savings account attached to your transaction account

Savings & transaction accountsBank updated 23 Oct 2026

At a glance

Base rate
0.00%

Rates

Every rate Cairns bank publishes for this account, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $2,0000.00%-paid every 1 mo
Variable--$2,000+2.75%-paid every 1 mo

Rate changes

8 changes logged, newest first.

DateRateWasNowChange
7 Nov 2026Variable, $2,000+3.00%2.75%down 0.25
6 Nov 2026Variable, $2,000+2.75%3.00%up 0.25
5 Nov 2026Variable, $2,000+3.00%2.75%down 0.25
3 Nov 2026Variable, $2,000+2.75%3.00%up 0.25
31 Oct 2026Variable, $2,000+3.00%2.75%down 0.25
29 Oct 2026Variable, $2,000+2.75%3.00%up 0.25
28 Oct 2026Variable, $2,000+3.00%2.75%down 0.25
25 Oct 2026Variable, $2,000+2.75%3.00%up 0.25

Each change is logged the night it appears in the rates Cairns bank publishes. See how every lender answered the RBA on the rate tracker.

Features

Digital banking

Eligibility and limits

None published.

Published by Cairns bank under the Consumer Data Right, last changed by them on 23 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.