Central West Credit Union LtdS10 Cash Management Account
The Cash Management Account is tiered interest structure encourages you to save more, and reach your financial goals sooner.
At a glance
- Pricing
- Rates on application
- Base rate
- 1.25%
Rates
Every rate Central West Credit Union Ltd publishes for this account, 6 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableA overdraft facility is allowed on this account. Debit interest is charged every month | - | - | - | 0.00% | - | - |
| Variable | - | - | up to $5,000 | 1.25% | - | paid every 3 mo |
| Variable | - | - | $10,000–$25,000 | 1.40% | - | paid every 3 mo |
| Variable | - | - | $25,000–$50,000 | 1.50% | - | paid every 3 mo |
| Variable | - | - | $5,000–$10,000 | 1.30% | - | paid every 3 mo |
| Variable | - | - | $50,000+ | 2.20% | - | paid every 3 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 2 Nov 2026 | Variable, $50,000+ | 2.10% | 2.20% | up 0.10 |
Each change is logged the night it appears in the rates Central West CUL publishes. See how every lender answered the RBA on the rate tracker.
Fees
11 fees published, grouped by when they're charged.
- When you take it out$150OVERDRAFT_ESTABLISHMENT_FEE
- While you hold itUp to $2.502 fees, each listed below
- When you close it or pay it offNo fee published
When you take it out1
- OVERDRAFT_ESTABLISHMENT_FEE
Only applicable when applying for an Overdraft facility
$150
While you hold it2
- MONTHLY_VISA_CARD_FEE
Fee is applicable to active cards only Relationship Balance Under 16 years of age
$2 - PAPER_STATEMENT_FEE
Under 16 years of age
$2.50
When you make a transaction7
- DECLINED_ATM/EFT_FEE
Under 18 years of age
$0.50 - DIRECT_DEBIT_REJECTION_FEE$10
- EFTPOS
Discounts apply Relationship Balance Under 21 years of age
$0.50 - STAFF_ASSISTED_BPAY_TRANSACTION_FEE$1
- STAFF_ASSISTED_DIRECT_TRANSFER_FEE
$10 for immediate transfer
$5 - OVER_THE_COUNTER_CASH_WITHDRAWALS
Discounts apply Under 18 years of age Relationship Balance
$1.50 - OVERDRAWN_ACCOUNT_FEE$10
When particular things happen1
- DORMANT_ACCOUNT_FEE
Charged after 2 years of inactivity
$10
Features
- Funds at Call
Eligibility and limits
- Residency: Australian Residents only
- Minimum age 18 applies if applying for a overdraft
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Published by Central West CUL under the Consumer Data Right, last changed by them on 1 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.