The Finance Algorithm
CENTRAL WEST CREDIT UNION LTD

S4 Christmas Club Account

Take the pressure out of the most expensive time of year.

Savings & transaction accountsRates on applicationBank updated 1 June 2026
At a glance
Pricing
Rates on application
Base rate
1.80%
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable1.80%paid every 1 yr
§ 02 — Fees · 4
FeeTypeAmountWhenNotes
DORMANT_ACCOUNT_FEEEvent$10Charged after 2 years of inactivity
PAPER_STATEMENT_FEEPeriodic$2.50Under 16 years of age
CHRISTMAS_CLUB_FEEWithdrawal$10
OVER_THE_COUNTER_CASH_WITHDRAWALSWithdrawal$1.50Discounts apply Under 18 years of age Relationship Balance
§ 03 — Features
Digital bankingUnlimited transactions
  • · Withdrawal period between 1 November and the last day of February of the following year. We may allow early withdrawals in our absolute discretion. Fees may be charged.
  • · Card access is not avialable on this product
§ 04 — Eligibility & limits
  • · Residency: Australian Residents only

Published by Central West CUL under the Consumer Data Right, last changed by them on 1 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.