Central West Credit Union LtdS4 Christmas Club Account
Take the pressure out of the most expensive time of year.
At a glance
- Pricing
- Rates on application
- Base rate
- 1.90%
Rates
The one rate Central West Credit Union Ltd publishes for this account.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 1.90% | - | paid every 1 yr |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 2 Nov 2026 | Variable | 1.80% | 1.90% | up 0.10 |
Each change is logged the night it appears in the rates Central West CUL publishes. See how every lender answered the RBA on the rate tracker.
Fees
4 fees published, grouped by when they're charged.
While you hold it1
- PAPER_STATEMENT_FEE
Under 16 years of age
$2.50
When you make a transaction2
- CHRISTMAS_CLUB_FEE$10
- OVER_THE_COUNTER_CASH_WITHDRAWALS
Discounts apply Under 18 years of age Relationship Balance
$1.50
When particular things happen1
- DORMANT_ACCOUNT_FEE
Charged after 2 years of inactivity
$10
Features
Digital bankingUnlimited transactions
- Withdrawal period between 1 November and the last day of February of the following year. We may allow early withdrawals in our absolute discretion. Fees may be charged.
- Card access is not avialable on this product
Eligibility and limits
- Residency: Australian Residents only
Compare it with others
Put this product through a calculator
Published by Central West CUL under the Consumer Data Right, last changed by them on 1 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.