CENTRAL WEST CREDIT UNION LTD
S1 On Call Account
Sign up to start your financial journey with Central West Credit Union with our On-Call Account, an everyday access account with the option to add a Visa debit card and Internet Banking.
At a glance
- Pricing
- Rates on application
- Base rate
- 0.05%
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableA overdraft facility is allowed on this account. Debit interest is charged every month. | — | — | — | 0.00% | — | — |
| Variable | — | — | up to $5,000 | 0.05% | — | paid every 1 yr |
| Variable | — | — | $5,000+ | 0.05% | — | paid every 1 yr |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| DORMANT_ACCOUNT_FEE | Event | $10 | — | Charged after 2 years of inactivity |
| MONTHLY_VISA_CARD_FEE | Periodic | $2 | — | Fee is applicable to active cards only Relationship Balance Under 16 years of age |
| PAPER_STATEMENT_FEE | Periodic | $2.50 | — | Under 16 years of age |
| DECLINED_ATM/EFT_FEE | Transaction | $0.50 | — | Under 18 years of age |
| DIRECT_DEBIT_REJECTION_FEE | Transaction | $10 | — | — |
| EFTPOS | Transaction | $0.50 | — | Discounts apply Relationship Balance Under 21 years of age |
| STAFF_ASSISTED_BPAY_TRANSACTION_FEE | Transaction | $1 | — | — |
| STAFF_ASSISTED_DIRECT_TRANSFER_FEE | Transaction | $5 | — | $10 for immediate transfer |
| OVERDRAFT_ESTABLISHMENT_FEE | Upfront | $150 | — | Only applicable when applying for an Overdraft facility |
| OVER_THE_COUNTER_CASH_WITHDRAWALS | Withdrawal | $1.50 | — | Discounts apply Under 18 years of age Relationship Balance |
| OVERDRAWN_ACCOUNT_FEE | Withdrawal | $10 | — | — |
§ 03 — Features
Digital bankingUnlimited transactionsOverdraftApple, Samsung & Google Pay
- · Funds at Call
§ 04 — Eligibility & limits
- · Residency: Australian Residents only
- · Minimum age of 18 applies if applying for an overdraft
§ 05 — Compare
§ 06 — Run the numbers
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Published by Central West CUL under the Consumer Data Right, last changed by them on 31 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.