CENTRAL WEST CREDIT UNION LTD
S90 Business Smart
Transactional Account for Business customers
Savings & transaction accountsBank updated 14 Apr 2026
At a glance
- Base rate
- 0.00%
§ 01 — Rates · 6
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 0.00% | — | — |
| Variable | — | — | up to $5,000 | 1.15% | — | paid every 1 mo |
| Variable | — | — | $10,000–$25,000 | 1.30% | — | paid every 1 mo |
| Variable | — | — | $25,000–$50,000 | 1.40% | — | paid every 1 mo |
| Variable | — | — | $5,000–$10,000 | 1.20% | — | paid every 1 mo |
| Variable | — | — | $50,000+ | 1.75% | — | paid every 1 mo |
§ 02 — Fees · 11
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| DORMANT_ACCOUNT_FEE | Event | $10 | — | Charged after 2 years of inactivity |
| MONTHLY_VISA_CARD_FEE | Periodic | $2 | — | Fee is applicable to active cards only Relationship Balance Under 16 years of age |
| PAPER_STATEMENT_FEE | Periodic | $2.50 | — | Under 16 years of age |
| DECLINED_ATM/EFT_FEE | Transaction | $0.50 | — | Under 18 years of age |
| DIRECT_DEBIT_REJECTION_FEE | Transaction | $10 | — | — |
| EFTPOS | Transaction | $0.50 | — | Discounts apply Relationship Balance Under 21 years of age |
| STAFF_ASSISTED_BPAY_TRANSACTION_FEE | Transaction | $1 | — | — |
| STAFF_ASSISTED_DIRECT_TRANSFER_FEE | Transaction | $5 | — | $10 for immediate transfer |
| OVERDRAFT_ESTABLISHMENT_FEE | Upfront | $150 | — | Only applicable when applying for an Overdraft facility |
| OVER_THE_COUNTER_CASH_WITHDRAWALS | Withdrawal | $1.50 | — | Discounts apply Under 18 years of age Relationship Balance |
| OVERDRAWN_ACCOUNT_FEE | Withdrawal | $10 | — | — |
§ 03 — Features
Digital bankingUnlimited transactionsApple, Samsung & Google Pay
- · Funds at call
§ 04 — Eligibility & limits
- · Residency: Australian Residents only
- · Minimum age 18 applies if applying for a overdraft
§ 05 — Compare
§ 06 — Run the numbers
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Published by Central West CUL under the Consumer Data Right, last changed by them on 14 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.