CommBank
Streamline Basic
An everyday bank account for health care or pensioner concession card holders or receiving a government benefit payment that makes you eligible to hold a card.
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Pricing
- Rates on application
- Monthly fee
- $0
§ 02 — Fees · 13
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| CBA ATM cash withdrawals in Australia | Event | No fee | — | Free. |
| Monthly card fee | Event | No fee | — | There is no monthly card fee for a Streamline Basic account. |
| Stop payment fee | Event | $15 | — | A fee charged when you ask us to stop payment of a cheque. |
| Transaction listing or ad-hoc paper statement fee | Event | $2.50 | — | A fee charged for paper copies of your transaction listing, past statements or ordered statements. |
| Unpaid cheque or debit fee | Event | No fee | — | When we dishonour a cheque or debit presented to us because there isn't enough money in your account. |
| Account fee | Periodic | No fee | Every 1 mo | — |
| Paper Statement Fee - Standard Cycle | Periodic | No fee | Every 6 mo | There is no charge for paper statements issued within our standard cycle (six months). |
| Paper Statement Fee | Periodic | No fee | Every 6 mo | There is no charge for additional paper statements issued outside the standard cycle (six months). |
| Access fee - Overseas purchases | Purchase | 3.50% of transaction | — | Purchases made overseas or in Australia (e.g. online), where the merchant is located overseas or the financial institution or entity processing transaction is located overseas. |
| Cheque negotiated fee | Transaction | No fee | — | When you write a cheque that needs to be negotiated through the clearing system. |
| Access fee - ASB Bank ATMs in NZ and overseas CommBank ATMs | Withdrawal | $2 | — | When you take money out at ASB ATMs in NZ or CommBank ATMs outside Australia. |
| Access fee - Other overseas cash and ATM withdrawals | Withdrawal | 3.50% of transaction | — | Any other cash withdrawals overseas will incur a $5.00 fee plus 3.5% of the transaction value. |
| Staff assisted withdrawals | Withdrawal | No fee | — | Free. |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactionsApple PayCommBank Tap and PayFitbit PayGarmin PayGoogle PaySamsung Pay
- · Securely lock your debit card in the CommBank app when you need to. And unlock it again when you don't.
- · Access a range of travel benefits through Travel Booking (provided by Hopper) for eligible customers.
- · We help you stay on track with your debit and credit card spending in the CommBank app.
- · You are not required to have a card to use this product.
- · Manage payments from your bank account using PayTo.
- · Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM.
§ 04 — Eligibility & limits
- · Available to individuals
- · You must have an Australian residential address.
- · Streamline Basic is available to anyone with one of these Australian government concession cards: Commonwealth Seniors Health card; Pensioner Concession card; Health Care card. It is also available t…
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Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.