CommBankStreamline Basic
An everyday bank account for health care or pensioner concession card holders or receiving a government benefit payment that makes you eligible to hold a card.
At a glance
- Pricing
- Rates on application
- Monthly fee
- $0
Fees
13 fees published, grouped by when they're charged.
While you hold it3
- Account feeNo fee
- Paper Statement Fee - Standard Cycle
There is no charge for paper statements issued within our standard cycle (six months).
No fee - Paper Statement Fee
There is no charge for additional paper statements issued outside the standard cycle (six months).
No fee
When you make a transaction5
- Access fee - Overseas purchases
Purchases made overseas or in Australia (e.g. online), where the merchant is located overseas or the financial institution or entity processing transaction is located overseas.
3.50% of transaction - Cheque negotiated fee
When you write a cheque that needs to be negotiated through the clearing system.
No fee - Access fee - ASB Bank ATMs in NZ and overseas CommBank ATMs
When you take money out at ASB ATMs in NZ or CommBank ATMs outside Australia.
$2 - Access fee - Other overseas cash and ATM withdrawals
Any other cash withdrawals overseas will incur a $5.00 fee plus 3.5% of the transaction value.
3.50% of transaction - Staff assisted withdrawals
Free.
No fee
When particular things happen5
- CBA ATM cash withdrawals in Australia
Free.
No fee - Monthly card fee
There is no monthly card fee for a Streamline Basic account.
No fee - Stop payment fee
A fee charged when you ask us to stop payment of a cheque.
$15 - Transaction listing or ad-hoc paper statement fee
A fee charged for paper copies of your transaction listing, past statements or ordered statements.
$2.50 - Unpaid cheque or debit fee
When we dishonour a cheque or debit presented to us because there isn't enough money in your account.
No fee
Features
- Securely lock your debit card in the CommBank app when you need to. And unlock it again when you don't.
- Access a range of travel benefits through Travel Booking (provided by Hopper) for eligible customers.
- We help you stay on track with your debit and credit card spending in the CommBank app.
- You are not required to have a card to use this product.
- Manage payments from your bank account using PayTo.
- Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM.
Eligibility and limits
- Available to individuals
- You must have an Australian residential address.
- Streamline Basic is available to anyone with one of these Australian government concession cards: Commonwealth Seniors Health card; Pensioner Concession card; Health Care card. It is also available t…
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Published by CommBank under the Consumer Data Right, last changed by them on 1 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.