CommBank
CommSec Notice Investor
A notice account that offers higher variable interest rates on your surplus funds while waiting for the next investment opportunity. Simply submit a notice to access your funds via your CDIA after the predetermined notice period.
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Base rate
- 0.00%
- Monthly fee
- $0
§ 01 — Rates · 42
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableThe interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only. | — | — | — | 0.00% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not… | — | — | — | 0.00% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or… | — | — | — | 0.00% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only. | — | — | — | 0.00% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not… | — | — | — | 0.00% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or… | — | — | — | 0.00% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or… | — | — | up to $2,000,000 | 2.70% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/o… | — | — | up to $2,000,000 | 2.70% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or… | — | — | up to $2,000,000 | 3.45% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/o… | — | — | up to $2,000,000 | 3.45% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not… | — | — | up to $2,000,000 | 3.70% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do no… | — | — | up to $2,000,000 | 3.70% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only. | — | — | up to $2,000,000 | 4.00% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) on… | — | — | up to $2,000,000 | 4.00% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not… | — | — | up to $2,000,000 | 4.45% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do no… | — | — | up to $2,000,000 | 4.45% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only. | — | — | up to $2,000,000 | 4.75% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) on… | — | — | up to $2,000,000 | 4.75% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or… | — | — | $10,000,000+ | 2.70% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/o… | — | — | $10,000,000+ | 2.70% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or… | — | — | $10,000,000+ | 3.45% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/o… | — | — | $10,000,000+ | 3.45% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not… | — | — | $10,000,000+ | 3.60% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do no… | — | — | $10,000,000+ | 3.60% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only. | — | — | $10,000,000+ | 4.00% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) on… | — | — | $10,000,000+ | 4.00% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not… | — | — | $10,000,000+ | 4.35% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do no… | — | — | $10,000,000+ | 4.35% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only. | — | — | $10,000,000+ | 4.75% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) on… | — | — | $10,000,000+ | 4.75% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or… | — | — | $2,000,000–$10,000,000 | 2.70% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/o… | — | — | $2,000,000–$10,000,000 | 2.70% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or… | — | — | $2,000,000–$10,000,000 | 3.45% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/o… | — | — | $2,000,000–$10,000,000 | 3.45% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not… | — | — | $2,000,000–$10,000,000 | 3.70% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do no… | — | — | $2,000,000–$10,000,000 | 3.70% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only. | — | — | $2,000,000–$10,000,000 | 4.00% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) on… | — | — | $2,000,000–$10,000,000 | 4.00% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not… | — | — | $2,000,000–$10,000,000 | 4.45% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do no… | — | — | $2,000,000–$10,000,000 | 4.45% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only. | — | — | $2,000,000–$10,000,000 | 4.75% | — | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) on… | — | — | $2,000,000–$10,000,000 | 4.75% | — | paid every 1 mo |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Transaction listing or ad-hoc paper statement fee | Event | $2.50 | — | — |
| Account Keeping Fee | Periodic | No fee | Every 1 mo | No account keeping fees. |
| Transaction Fee | Transaction | No fee | — | No Transaction fees. |
§ 03 — Features
Digital banking
- · Access your funds seamlessly from your CommSec Notice Investor through your Commonwealth Direct Investment Account via NetBank and CBA App.
- · Variable interest rates.
- · Choose from either 2 of 7 day notice period so you can tailor your returns based on your investment needs
§ 04 — Eligibility & limits
- · Minimum age 18
- · You must have a Commonwealth Direct Investment Account in the same name as the intended CommSec Notice Investor.
- · You can apply if you are opening the account in a personal, joint, company, SMSF or trust name.
- · You must have an Australian residential address.
- · You must be an Australian registered or incorporated company; Australian Trust or Self-Managed Super Fund (SMSF).
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.