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CommSec Notice Investor

A notice account that offers higher variable interest rates on your surplus funds while waiting for the next investment opportunity. Simply submit a notice to access your funds via your CDIA after the predetermined notice period.

Savings & transaction accountsBank updated 9 Oct 2026

At a glance

Base rate
0.00%
Monthly fee
$0

Rates

Every rate CommBank publishes for this account, 42 in all.

TypeApplies toTermBandRateComparisonConditions
VariableThe interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.---0.00%-paid every 1 mo
VariableThe interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not…---0.00%-paid every 1 mo
VariableThe interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or…---0.00%-paid every 1 mo
VariableThe interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.---0.00%-paid every 1 mo
VariableThe interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not…---0.00%-paid every 1 mo
VariableThe interest rate applies on Balance on Call for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or…---0.00%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or…--up to $2,000,0002.95%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/o…--up to $2,000,0002.95%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or…--up to $2,000,0003.70%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/o…--up to $2,000,0003.70%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not…--up to $2,000,0003.95%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do no…--up to $2,000,0003.95%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.--up to $2,000,0004.25%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) on…--up to $2,000,0004.25%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not…--up to $2,000,0004.70%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do no…--up to $2,000,0004.70%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.--up to $2,000,0005.00%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) on…--up to $2,000,0005.00%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or…--$10,000,000+2.95%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/o…--$10,000,000+2.95%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or…--$10,000,000+3.70%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/o…--$10,000,000+3.70%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not…--$10,000,000+3.85%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do no…--$10,000,000+3.85%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.--$10,000,000+4.25%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) on…--$10,000,000+4.25%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not…--$10,000,000+4.60%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do no…--$10,000,000+4.60%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.--$10,000,000+5.00%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) on…--$10,000,000+5.00%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/or…--$2,000,000–$10,000,0002.95%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for Financial Institutions that are in the business of operating and/o…--$2,000,000–$10,000,0002.95%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/or…--$2,000,000–$10,000,0003.70%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for Financial Institutions that are in the business of operating and/o…--$2,000,000–$10,000,0003.70%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do not…--$2,000,000–$10,000,0003.95%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are individual, Joint, Trust or Companies that do no…--$2,000,000–$10,000,0003.95%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.--$2,000,000–$10,000,0004.25%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 2 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) on…--$2,000,000–$10,000,0004.25%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do not…--$2,000,000–$10,000,0004.70%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are individual, Joint, Trust or Companies that do no…--$2,000,000–$10,000,0004.70%-paid every 1 mo
VariableThe interest rate applies on Balance on Hold for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) only.--$2,000,000–$10,000,0005.00%-paid every 1 mo
VariableThe interest rate applies on Balance on Notice for the CommSec Notice Investor Account with a Notice period of 7 days. Available for entities that are classified as a Self-Managed Superfund (SMSF) on…--$2,000,000–$10,000,0005.00%-paid every 1 mo

Fees

3 fees published, grouped by when they're charged.

While you hold it1

  • Account Keeping Fee

    No account keeping fees.

    No fee

When you make a transaction1

  • Transaction Fee

    No Transaction fees.

    No fee

When particular things happen1

  • Transaction listing or ad-hoc paper statement fee
    $2.50

Features

Digital banking
  • Access your funds seamlessly from your CommSec Notice Investor through your Commonwealth Direct Investment Account via NetBank and CBA App.
  • Variable interest rates.
  • Choose from either 2 of 7 day notice period so you can tailor your returns based on your investment needs

Eligibility and limits

  • Minimum age 18
  • You must have a Commonwealth Direct Investment Account in the same name as the intended CommSec Notice Investor.
  • You can apply if you are opening the account in a personal, joint, company, SMSF or trust name.
  • You must have an Australian residential address.
  • You must be an Australian registered or incorporated company; Australian Trust or Self-Managed Super Fund (SMSF).

Published by CommBank under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.