The Finance Algorithm
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SMSF Saver

A savings account for Self Managed Super Fund customers with the ability to move money via a linked CommBank transaction account.

Savings & transaction accountsBank updated 9 Oct 2026

At a glance

Base rate
4.90%

Rates

Every rate CommBank publishes for this account, 3 in all.

TypeApplies toTermBandRateComparisonConditions
VariableInterest is paid at a banded interest rate. With interest paid on the portion of the balance within each band.--up to $250,0004.90%-paid every 1 mo
VariableInterest is paid at a banded interest rate. With interest paid on the portion of the balance within each band.--$1,000,000+4.90%-paid every 1 mo
VariableInterest is paid at a banded interest rate. With interest paid on the portion of the balance within each band.--$250,000–$1,000,0004.90%-paid every 1 mo

Rate changes

3 changes logged, newest first.

DateRateWasNowChange
9 Oct 2026Variable, up to $250,0004.50%4.90%up 0.40
9 Oct 2026Variable, $1,000,000+4.50%4.90%up 0.40
9 Oct 2026Variable, $250,000–$1,000,0004.50%4.90%up 0.40

Each change is logged the night it appears in the rates CommBank publishes. See how every lender answered the RBA on the rate tracker.

Fees

One fee published, grouped by when they're charged.

When particular things happen1

  • Paper Statement Fee

    A fee charged when you ask us to give you a paper copy of transaction listings, past statements or ordered statements.

    $2.50

Features

Instant paymentsDigital bankingUnlimited transactions

Eligibility and limits

  • Minimum age 18
  • SMSF Saver is available for Australian Self Managed Superannuation Funds (SMSF)
  • You'll need to be an existing CommBank customer, with a NetBank Client Number.
  • You'll need to link an eligible CommBank transaction account to your SMSF Saver. Eligible accounts can be a Commonwealth Direct Investment Account or a Commonwealth Private Bank Account. Fees may app…

Published by CommBank under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.