The Finance Algorithm
CommBank

Business Online Saver

A business savings account that can help you manage cash flow and set aside money for tax payments.

Savings & transaction accountsRates on applicationBank updated 23 Sept 2026
At a glance
Pricing
Rates on application
Base rate
0.40%
Monthly fee
$0
§ 01 — Rates · 4
TypeApplies toTermBandRateComparisonConditions
VariableInterest is calculated daily and paid monthly on your balance at a tiered interest rate.up to $50,0000.40%paid every 1 mo
VariableInterest is calculated daily and paid monthly on your balance at a tiered interest rate.$1,000,000+1.30%paid every 1 mo
VariableInterest is calculated daily and paid monthly on your balance at a tiered interest rate.$250,000–$1,000,0001.10%paid every 1 mo
VariableInterest is calculated daily and paid monthly on your balance at a tiered interest rate.$50,000–$250,0000.70%paid every 1 mo
§ 02 — Fees · 3
FeeTypeAmountWhenNotes
Paper Statement FeeEvent$5For a Business Online Saver Account, a paper statement fee applies if you request a paper copy of an account statement at any time.
Monthly account feePeriodicNo feeEvery 1 moNo monthly account keeping fees. Fees may apply to linked accounts e.g. CommBank transaction accounts.
Electronic transfersTransactionNo feeTransfers made to and from a linked CommBank business transaction account Please note Access, CommBiz and Netbank Service fees may apply.
§ 03 — Features
Digital bankingUnlimited transactions
  • · Streamline your business banking and save time with automatic data feeds from your online banking to your accounting software.
  • · Rather than wait hours or days for payments from another bank to clear, receive money almost instantly, so you know exactly where your business stands financially.
  • · Transfers between this account and the linked CommBank business transaction account are made in near real-time.
§ 04 — Eligibility & limits
  • · Available to businesses
  • · Have access to NetBank or the CommBank app, or CommBiz
  • · in the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN or ACN where relevant
  • · in the case of foreign companies that carry on business in Australia, be registered with ASIC. The eligibility of other foreign companies will be subject to review on a case by case basis.
  • · Hold and maintain an eligible CommBank business transaction account

Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.