Capital Growth Account
An account that lets you save and top-up your balance, with flexibility to access your funds by providing notice.
At a glance
- Pricing
- Rates on application
- Base rate
- 0.00%
- Monthly fee
- $0
Rates
Every rate CommBank publishes for this account, 7 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableIt is not the intention of your CGA to become overdrawn and as such any overdrawn account will be charged excess debit interest that will be calculated daily and charged to your account on the 1st da… | - | - | - | 17.68% | - | - |
| VariableThe interest rate applies on Balance on Call for the Capital Growth Account with a Notice period of 2 days. | - | - | - | 0.00% | - | paid every 1 mo |
| VariableThe interest rate applies on Balance on Call for the Capital Growth Account with a Notice period of 7 days. | - | - | - | 0.00% | - | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the Capital Growth Account with a Notice period of 2 days. | - | - | - | 2.35% | - | paid every 1 mo |
| VariableThe interest rate applies on Balance on Notice for the Capital Growth Account with a Notice period of 7 days. | - | - | - | 2.35% | - | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the Capital Growth Account with a Notice period of 2 days. | - | - | - | 3.50% | - | paid every 1 mo |
| VariableThe interest rate applies on Balance on Hold for the Capital Growth Account with a Notice period of 7 days. | - | - | - | 4.25% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 9 Oct 2026 | Variable | 17.43% | 17.68% | up 0.25 |
Each change is logged the night it appears in the rates CommBank publishes. See how every lender answered the RBA on the rate tracker.
Fees
2 fees published, grouped by when they're charged.
While you hold it1
- Account Keeping Fee
No account keeping fees
No fee
When you make a transaction1
- Transaction Fee
No Transaction fees
No fee
Features
Digital banking
- Variable interest rates.
- Choose from a range of notice periods. Our notice periods range from 2 to 370 days so you can tailor your returns based on your business needs.
Eligibility and limits
- Available to businesses
- Opening balance $500,000
- For notice periods of 35 days and above, you will need to have a Relationship Manager to apply. 2 and 7 day notice period accounts are not available for Financial Institutions. 35, 60 and 90 days' no…
- in the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable
- in the case of foreign companies that carry on business in Australia, be registered with ASIC. The eligibility of other foreign companies will be subject to review on a case by case basis.
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Published by CommBank under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.