The Finance Algorithm
CommBank

Cash Deposit Account (At Call)

A choice of investment alternatives within one account with competitive interest rates.

Savings & transaction accountsRates on applicationBank updated 23 Sept 2026
At a glance
Pricing
Rates on application
Base rate
0.25%
Monthly fee
$0
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable0.25%paid every 1 mo
§ 02 — Fees · 4
FeeTypeAmountWhenNotes
Establishment FeeEventNo feeThere are no set up or establishment fees.
Issue Of Recent Statement/Transaction ListEvent$2.50$2.50 per list. Subject to your agreement, charges may be accumulated and debited to the account periodically. Otherwise charges are debited on the date of request.
Urgent Funds Access Via Nominated Bank AccountEvent$30$30.00 per payment. Charges are debited to your CDA on the date of the request.
Account Keeping FeesPeriodicNo feeEvery 1 moNo account-keeping fees (standard government fees may apply).
§ 03 — Features
Digital banking
  • · Withdrawals and deposits are made by phoning your Relationship Manager, visiting a branch of the Bank, or by phoning 1800 643 837 Monday to Friday, 8:00am to 4:30pm Sydney time.
  • · Make most transactions over the phone or through CommBiz Markets.
  • · When you select an At Call Deposit you will receive a standard variable interest rate.
  • · Invest in a combination of at-call or fixed term deposits.
  • · Minimum ongoing account balance of $10,000.
  • · No monthly account-keeping fees (standard government fees may apply).
  • · Earn a variable interest rate on your at-call deposit while your money is readily available.
  • · Details of current interest rates are available on the CommBank website, or on request from your Relationship Manager, any branch of the Bank or by phoning 1800 643 837 Monday to Friday, 8:00am to 4:…
  • · Payments to/from the Cash Deposit Account (CDA) can only be made to an account in the same name as the CDA.
  • · After the initial deposit, you may only make deposits to the account for amounts of $5,000.00 or more. Withdrawals must be for a minimum of $5000.00.
§ 04 — Eligibility & limits
  • · Opening balance $50,000
  • · Available to personal and non personal customers.
  • · In the case of foreign companies that carry on business in Australia, be registered with ASIC. The eligibility of other foreign companies will be subject to review on a case by case basis
  • · In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable
  • · Situations in which a CDA may be appropriate are you have $50,000 or more to invest, you require both a fixed or at call investment or you desire a particular investment option now with the opportuni…

Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.